How do I access my money? Withdraw cash and avoid fees with Alliant’s nationwide network of 80,000+ surcharge-free ATMs. If you have an Alliant Checking Account, you can also use an ATM outside of the network and receive up to $20 per month in rebates. We apply the rebate to your checking account every evening. Use our locator to find an Alliant network ATM near you. You can also get cash back when using your debit card to make purchases at certain merchants like grocery and drug stores.