Bank
- Savings
- Credit Cards
  - Visa Signature
  - Visa Platinum
Simple, quick, secure

Bank like a financial pro with the Alliant mobile app. Make payments, deposit checks, manage cards and so much more.
Learn more
Borrow
- Credit Cards
  - Visa Signature
  - Visa Platinum
- Home Loans
  - Mortgages
  - Home Equity Line of Credit
Fund endless possibilities

Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit.
Learn more
Invest
- IRA
- Other
  - Trust Accounts
  - Alliant Retirement and Investment Services
Your dream ride + a discounted rate

Browse new and used vehicle inventory, and qualify for a rate discount when you buy!⁸¹
Learn more
Protect
- Life
- Home
  - Homeowners Insurance
- Auto
  - Auto Insurance
Organize your goals

Separate each of your savings goals into an Alliant Supplemental Savings Account so you can visualize your progress.
Learn more
About
- About Us
- Help & Support
- Membership
- Rates
- Security
- Careers
- Access Channels
Become a Member

How much equity do I need in my home to take out an Alliant HELOC?

The amount of equity you currently have in your home will determine your Home Equity Line of Credit (HELOC) limit. You must retain at least 15% of the value of the equity in your home (sometimes referred to as a 85% LTV maximum). You can make a ballpark estimate of your HELOC maximum by calculating what 85% of your home’s value is, then subtracting your existing mortgage balance(s) from that number.

Not Finding an Answer

Submit a question to support.

Please Select Question :

Not Finding an Answer

Related Articles