Need Help with Online Banking? Login Here

How to open a savings account online

To open a savings account, you are required to have the following:

  • Valid U.S. government-issued ID (e.g. Driver’s License, Passport, State or Military ID)
  • Social Security Number (SSN) or Individual Tax Identification Number (ITIN)
  • Basic employment and personal information such as date of birth and primary address

You can have a savings account at any age. At Alliant, children under 13 years old can have a kids savings account with a parent or legal guardian as a joint owner. Teens 13-17 years old can have a regular Alliant High-Rate Savings account but must have a parent or legal guardian as a joint owner until they’re 18 years old.

If you have a credit freeze, you may need to lift it to open a savings account because the credit union or bank may run a soft credit pull to verify your identity. A soft pull will not impact your credit score.

If you’re opening a savings account at your current credit union or bank, the above information usually isn’t needed to verify your identity. You could open an account by logging into your online banking.

Not Finding an Answer

Submit a question to support.