Does the Alliant Jumbo High-Rate Checking account have a monthly maintenance fee? There is no monthly fee to maintain an Alliant Jumbo High-Rate Checking account. However, to qualify for the highest earning tier, you must maintain an average daily balance of $10,000 across all your Alliant deposit accounts in which you are the primary owner (balances in accounts where you are joint, trustee, or custodian do not apply), receive $5,000 in monthly direct deposits to the account, and opt in to eStatements.