What do I need to consider before investing?

Prior to investing, you should review your goals and objectives for your assets, just as you would with any other account. Money invested in an investment account is at risk and can change in value on a daily basis. You should carefully consider the amounts you invest based on factors in addition to market or interest rate risk, such as the amount you want to set aside for short-term or long-term needs, expected retirement age and other savings goals.