What is Courtesy Pay?

If you don’t maintain large balances in an Alliant Checking Account, you may want to consider Courtesy Pay. With Courtesy Pay, at our discretion, we’ll cover checks, electronic payments, and transfers that won’t clear due to insufficient funds, helping you avoid the hassle and expense of declined transactions. Overdraft balance are due within 30 days of use. Learn how to opt in to Courtesy Pay. If you also want us to authorize and pay overdrafts on everyday debit card transactions, you can opt in to an extended Courtesy Pay service.