When will my funds be available after a mobile deposit? Our general policy is to make a minimum of $225 of deposited funds available to you for withdrawal on the day of deposit (“day of deposit” = business day that Alliant processes your deposit). Deposits from $225.01 to $5,525 will generally be available for withdrawal no later than the second business day after the day of the deposit. Deposits over $5,525 will generally be available for withdrawal no later than the seventh business day after the day of deposit. Exceptions may apply. Refer to your Account Agreement and Disclosures and the Remote and Electronic Deposit Services Agreement for more information. All deposits are subject to the Alliant Credit Union Funds Availability Policy. Deposits are subject to verification.