Save money with our car buying service, then feel confident at the dealership knowing what you can afford.
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Get upfront pricing, guaranteed savings and a discounted rate on your online car loan when you use the Alliant Car Buying Service powered by TrueCar.81
Alliant delivers credit union value. Refinance your higher rate auto loans and save. Pay down your loan at any time with no prepayment penalties.
Get in the driver’s seat with a simple online application designed for quick turnaround by a digital credit union that wows its members. Preapproval available on flexible loan terms up to 84 months for new or used cars.87
Shop new and used vehicles with the Alliant Car Buying Service. Then submit an online loan application or apply by phone at 800-328-1935. You pick the term that works best for your monthly budget. We will process your application and notify you when your preapproval is completed, usually on the same day.
Your preapproved Alliant loan helps you negotiate the best deal. Once finalized, send us the purchase agreement and we can finalize your loan documents using DocuSign.
We'll send the funds for free via FedEx 2-business day shipping. Or contact your loan consultant if you want it to arrive sooner for a fee.
Choose your car loan type with different terms and rates, including Tesla car loans. That new car smell is even sweeter with terms up to 84 months.87
You hold the keys with a used car auto loan at a great, competitive credit union rate. Need information on lease buyouts? Check out our FAQ section.
You could save on interest by refinancing your current auto loan to a lower rate at Alliant.
Submit an online loan application or apply by phone at 800-328-1935. We will process your application and notify you when your preapproval is completed, usually on the same day.
An easy online application is just the beginning: Alliant is here to help you with your car loan anytime, anywhere with our award-winning mobile and online banking that makes monitoring and paying your loan a smooth ride.
Alliant can reward its members with low rates and fewer fees because we’re 100% digital and not-for-profit.
Research the right loan for you by evaluating what your payments could look like.
Calculated results are estimates for illustrative purposes only and may not apply to your individual circumstances. Payment estimates may not be completely accurate due to rounding. Actual payments will depend on factors such as terms, amount, and rate on your loan. The calculator result does not constitute an offer for a loan; does not account for creditworthiness or other loan eligibility factors; and does not account for all fees or any insurance that may apply. Loans subject to credit approval.
Learn about why everyone is eligible to apply to join Alliant and how membership pays. Insured by NCUA.
Benefits of getting preapproved for an auto loan
What would my auto loan payments be?
Pros and cons of refinancing an auto loan
APR=Annual Percentage Rate87. APRs shown above are stated as low as and may vary based on factors such as make and model of the vehicle, collateral type, payment method, creditworthiness, and ability to repay.
View our full fee schedule. Fees subject to change.
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your loan may be approved the same day that you apply. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
Alliant lease buyout loans are processed by our partner, Lease Maturity. Rates advertised by Alliant are not applicable. Learn more and start an application on the Lease Maturity site. By clicking on this link, you are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Alliant Credit Union.
If you anticipate difficulty, reach out to us to discuss options and avoid late fees.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
