Deposit Rates

Account Type Effective Date APY Dividend Rate
Jumbo Savings
Balance $100,000+ 02/01/2026 3.35%1 3.30%
Balance $100-$99,999.99 02/01/2026 3.01%1 2.97%
Balance Less than $100 02/01/2026 0.00%1 0.00%
High-Rate Savings
Balance $100+ 02/01/2026 3.01%2 2.97%
Jumbo High-Rate Checking
$5,000 monthly direct deposit, $10,000 average daily balance of all deposit shares, eStatements 06/03/2026 2.00%3 1.98%
$2,500 monthly direct deposit, eStatements 06/03/2026 1.00%3 1.00%
$1,000 monthly direct deposit, eStatements 06/03/2026 0.25%3 0.25%
High-Rate Checking
One electronic deposit, eStatements 02/01/2026 0.25%4 0.25%
Certificate Type Term APY(%) /
Dividend Rate(%)		 Balance
Share Certificate 3-month 3.10/3.0575 $1,000‒$74,999
Jumbo Share Certificate 3-month 3.10/3.0575 $75,000+
Share Certificate 6-month 3.90/3.8325 $1,000‒$74,999
Jumbo Share Certificate 6-month 3.90/3.8325 $75,000+
Share Certificate 12-month 3.75/3.6875 $1,000‒$74,999
Jumbo Share Certificate 12-month 3.80/3.7355 $75,000+
Share Certificate 18-month 3.60/3.5425 $1,000‒$74,999
Jumbo Share Certificate 18-month 3.65/3.5905 $75,000+
Share Certificate 24-month 3.60/3.5425 $1,000‒$74,999
Jumbo Share Certificate 24-month 3.70/3.6395 $75,000+
Share Certificate 36-month 3.60/3.5425 $1,000‒$74,999
Jumbo Share Certificate 36-month 3.70/3.6395 $75,000+
Share Certificate 48-month 3.65/3.5905 $1,000‒$74,999
Jumbo Share Certificate 48-month 3.70/3.6395 $75,000+
Share Certificate 60-month 3.65/3.5905 $1,000‒$74,999
Jumbo Share Certificate 60-month 3.70/3.6395 $75,000+
IRA Certificate* 3-month 3.10/3.0575 $1,000‒$74,999
Jumbo IRA Certificate* 3-month 3.10/3.0575 $75,000+
IRA Certificate* 6-month 3.90/3.8325 $1,000‒$74,999
Jumbo IRA Certificate* 6-month 3.90/3.8325 $75,000+
IRA Certificate* 12-month 3.75/3.6875 $1,000‒$74,999
Jumbo IRA Certificate* 12-month 3.80/3.7355 $75,000+
IRA Certificate* 18-month 3.60/3.5425 $1,000‒$74,999
Jumbo IRA Certificate* 18-month 3.65/3.5905 $75,000+
IRA Certificate* 24-month 3.60/3.5425 $1,000‒$74,999
Jumbo IRA Certificate* 24-month 3.70/3.6395 $75,000+
IRA Certificate* 36-month 3.60/3.5425 $1,000‒$74,999
Jumbo IRA Certificate* 36-month 3.70/3.6395 $75,000+
IRA Certificate* 48-month 3.65/3.5905 $1,000‒$74,999
Jumbo IRA Certificate* 48-month 3.70/3.6395 $75,000+
IRA Certificate* 60-month 3.65/3.5905 $1,000‒$74,999
Jumbo IRA Certificate* 60-month 3.70/3.6395 $75,000+
APY = Annual Percentage Yield
Additional account disclosures related to savings accounts, checking accounts, and certificates are found in the Fee Schedule, Account Rates, Product Disclosures, Account Agreement and Disclosures, and the Membership Enrollment Agreement.
  1. Jumbo Savings
  2. High-Rate Savings
  3. Jumbo High-Rate Checking
  4. High-Rate Checking
  5. Certificate disclosure
Rates, terms and conditions subject to change