Deposit Rates

Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
Savings Monthly 4/10/2025 3.10/3.061
Checking Monthly 4/10/2025 0.25/0.252
Certificate Type Term APY(%) /
Dividend Rate(%)		 Balance
Share Certificate 3-month 3.10/3.057 $1,000‒$74,999
Jumbo Share Certificate 3-month 3.10/3.057 $75,000+
Share Certificate 6-month 4.10/4.025 $1,000‒$74,999
Jumbo Share Certificate 6-month 4.10/4.025 $75,000+
Share Certificate 12-month 4.00/3.928 $1,000‒$74,999
Jumbo Share Certificate 12-month 4.05/3.977 $75,000+
Share Certificate 18-month 3.80/3.735 $1,000‒$74,999
Jumbo Share Certificate 18-month 3.85/3.784 $75,000+
Share Certificate 24-month 3.70/3.639 $1,000‒$74,999
Jumbo Share Certificate 24-month 3.80/3.735 $75,000+
Share Certificate 36-month 3.65/3.590 $1,000‒$74,999
Jumbo Share Certificate 36-month 3.75/3.687 $75,000+
Share Certificate 48-month 3.65/3.590 $1,000‒$74,999
Jumbo Share Certificate 48-month 3.70/3.639 $75,000+
Share Certificate 60-month 3.65/3.590 $1,000‒$74,999
Jumbo Share Certificate 60-month 3.70/3.639 $75,000+
IRA Certificate* 3-month 3.10/3.057 $1,000‒$74,999
Jumbo IRA Certificate* 3-month 3.10/3.057 $75,000+
IRA Certificate* 6-month 4.10/4.025 $1,000‒$74,999
Jumbo IRA Certificate* 6-month 4.10/4.025 $75,000+
IRA Certificate* 12-month 4.00/3.928 $1,000‒$74,999
Jumbo IRA Certificate* 12-month 4.05/3.977 $75,000+
IRA Certificate* 18-month 3.80/3.735 $1,000‒$74,999
Jumbo IRA Certificate* 18-month 3.85/3.784 $75,000+
IRA Certificate* 24-month 3.70/3.639 $1,000‒$74,999
Jumbo IRA Certificate* 24-month 3.80/3.735 $75,000+
IRA Certificate* 36-month 3.65/3.590 $1,000‒$74,999
Jumbo IRA Certificate* 36-month 3.75/3.687 $75,000+
IRA Certificate* 48-month 3.65/3.590 $1,000‒$74,999
Jumbo IRA Certificate* 48-month 3.70/3.639 $75,000+
IRA Certificate* 60-month 3.65/3.590 $1,000‒$74,999
Jumbo IRA Certificate* 60-month 3.70/3.639 $75,000+

*Alliant offers 3 types of IRA Certificates: Traditional, Roth, and SEP.

APY = Annual Percentage Yield
Additional account disclosures related to savings accounts, checking accounts, and certificates are found in the Fee Schedule, Account Rates, Product Disclosures, Account Agreement and Disclosures, and the Membership Enrollment Agreement.
*Alliant offers 3 types of IRA Certificates: Traditional, Roth,
and SEP.
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Certificate disclosure
Rates, terms and conditions subject to change