Mortgages

Alliant Credit Union takes great pride in helping our members to buy — and keep — their homes. Our mortgages feature below-market rates and member-friendly terms. Whether you’re in the market for a first home, upgrading to a bigger home or shopping for a vacation home, Alliant is here to help.

Get updates of our mortgage rates with Rate Watch. So you can lock in the rate you want.

Accounts Rate(%)/APR(%) Fees Features  

Fixed

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15-Yr. Fixed
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30-Yr. Fixed
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  • Competitive rates
  • Lock in your mortgage rate and payment
  • 15- and 30-Year Fixed Rate Mortgages
  • 0 points
  • Jumbo loans available, higher rates may apply
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ARM

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1/1 ARM
3.875/3.581

3/1ARM
3.875/3.635

5/1 ARM
4.000/3.729

7/1ARM
4.500/4.028

10/1 ARM
4.875/4.420

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  • 1-Year, 3/1, 5/1, 7/1, 10/1 Year Adjustable Rate Mortgages (ARM)
  • Lower interest rate in the beginning of loan
  • Gives you a lower monthly payment in the beginning
  • May be the best choice if you intend to move or sell soon
  • Borrow up to 90% on a 5/1, 7/1, 10/1 ARM
  • 0 points
  • Jumbo loans available, higher rates may apply
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Interest-only

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5/1 ARM
4.250/3.783

7/1ARM
4.750/4.093

30-Yr. Fixed
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  • Great solution for short-term financial challenges
  • Very low monthly payments
  • Gives you the greatest amount of flexibility
  • 30-Year Fixed Rate Interest-only Mortgage
  • 5/1 and 7/1 Interest-only Adjustable Rate Mortgages
  • 0 points
  • Jumbo loans available, higher rates may apply
Apply Now
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