We exist solely for our Alliant members, not stockholders

Become a Member

Credit unions are the way to go. I'm settled on Alliant, they're really the whole package. This mobile app is excellent and leaves nothing to be desired when comparing them to other mobile banking options. Smart banking is with Alliant.

– Spiro B., Alliant member

I have always loved this credit union. They’re always staying new.

– Joyce S., Alliant member

No issues with Alliant or the mobile app. Great service and no gimmicks. I could not ask for better!

– Brian S., Alliant member

In every other business, the customer comes first.

Why should your credit union be any different?

As a credit union, we put our members first. We don't have stockholders to answer to, only you. At Alliant, we call this the membership difference and we do it better than anyone else. Here’s how:

We invest back into your goals

You deserve award-winning savings and loan rates, so we consistently give those to you. How? We don't have expensive branches, annoying junk mail or risky business practices; instead, we prioritize your financial future.

Convenient banking from anywhere

We don't have branches because your money should come to you, not the other way around. That's why you get one of the largest fee-free ATM networks in the country and state of the art security. Your money is protected, and always available, 24/7/365.

Digital experience with human support

You want real people devoted to you. Award-winning online and mobile banking is fantastic – it’s simple, quick and can even be fun – but sometimes you need a human to help you. Our financial pros are a phone call or message away. Yup, even on holidays.

Become a Member

How to become an Alliant Credit Union member

Apply and tell us how you're eligible

During your application, we'll ask you how you're eligible for membership. There are a bunch of different ways to join our credit union!

Provide your info

Gather a few things - you'll need your driver's license and Social Security number - and get comfy; this should only take a few minutes.

Set up your account

Every member gets a savings account at Alliant. Have your current bank information handy so you can fund your account right away.

Become a Member

Frequently asked questions

What identification do I need to apply for Alliant membership?

In addition to completing an Alliant membership application, you’ll need to provide the identification information and documents listed below:

Category 1: Provide one of the following:

  • A Social Security Number (SSN)
  • An unexpired ITIN and a completed W-8BEN form

Category 2: Provide a copy of one form of valid ID from this list:

  • U.S. driver’s license
  • State ID
  • Signed U.S. passport
  • Permanent resident card
  • Foreign passport

Category 3: Provide a copy of one form of address verification from this list (not required for minors 17 and under):

  • Utility bill
  • Lease agreement
  • Mortgage statement
  • Vehicle registration card
  • Voter registration card

Also, if you’re applying for first-time membership and your relative or domestic partner is a member, you’ll need their first and last name and their qualifying employer, organization or community. You can opt to also provide your family member’s membership account number, but it isn’t required.

If you can't apply for Alliant membership online, you can complete a hard copy application and return it, along with the supporting documents listed above, by email ([email protected]), by mail (11545 W. Touhy, Chicago, IL 60666), or by fax (773-462-2124).

Does Alliant do a hard credit check for checking account applicants?

No. When reviewing applications, Alliant conducts a “soft credit check,” which won’t affect your credit or credit score.

Are my account funds insured to protect me from loss?

Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website

Who is eligible to join Alliant?

You are eligible to join Alliant if you:

  • Are a current or retired employee from one of the many businesses and organizations Alliant partners with in the U.S.
  • Are a domestic partner or immediate family member of a current Alliant member
  • Live or work in one of the communities near our Corporate Headquarters in Chicago. Check our website’s list of eligible communities to see if you qualify. 
  • If you are not eligible through another option you can become a member of Foster Care to Success (FC2S) and become eligible for Alliant membership. FC2S serves thousands of foster teens across the United States, focusing on those who are aging out of the foster care system. FC2S awards grants and scholarships for higher education and provides care packages, mentoring and internships. (Alliant will pay the one-time $5 membership fee to FC2S on the member’s behalf.)

Note for non-US residents: You can become a member of Alliant if you live outside the United States, but only if you have either (1) a Social Security number or (2) an unexpired ITIN. 

Is there a membership fee?

No, there are no membership fees at Alliant.

Does Alliant have any branches?

No, we are a digital credit union. If you need to talk to a human, give us a call at 800-328-1935 or send us a secure message in our mobile app or online banking. If you need to deposit or withdraw cash, we have more than 80,000 ATMs in our network. Plus, Alliant checking accountholders get reimbursed for ATM fees up to $20/month2.