“Credit unions are the way to go. I'm settled on Alliant, they're really the whole package. This mobile app is excellent and leaves nothing to be desired when comparing them to other mobile banking options. Smart banking is with Alliant.”
“I have always loved this credit union. They’re always staying new.”
“No issues with Alliant or the mobile app. Great service and no gimmicks. I could not ask for better!”
As a credit union, we put our members first. We don't have stockholders to answer to, only you. At Alliant, we call this the membership difference and we do it better than anyone else. Here’s how:
We don't have branches because your money should come to you, not the other way around. That's why you get one of the largest fee-free ATM networks in the country and state of the art security. Your money is protected, and always available, 24/7/365.
You want real people devoted to you. Award-winning online and mobile banking is fantastic – it’s simple, quick and can even be fun – but sometimes you need a human to help you. Our financial pros are a phone call or message away. Yup, even on holidays.
During your application, we'll ask you how you're eligible for membership. There are a bunch of different ways to join our credit union!
Gather a few things - you'll need your driver's license and Social Security number - and get comfy; this should only take a few minutes.
Every member gets a savings account at Alliant. Have your current bank information handy so you can fund your account right away.
You’ll need your Social Security number and some basic personal information to apply. We may ask for additional details to verify your identity, so it’s helpful to have a driver’s license or other unexpired, government‑issued photo ID handy.
No, Alliant doesn’t conduct credit checks on checking account applications.
Yes, your deposits in your Alliant accounts are federally insured by the National Credit Union Administration (NCUA). No member of a federally insured credit union has ever lost one penny of insured savings. For more details, visit our NCUA page.
You are eligible to apply for Alliant membership if you:
If none of the above apply to you, select “Other: Join Alliant Credit Union Foundation” during the member application process and we’ll pay the one-time $5 membership fee on your behalf.
Note for non-US residents: You can apply to join if you live outside the U.S. and have a Social Security Number or a valid ITIN (Individual Taxpayer Identification Number).
No, there are no membership fees at Alliant.
No, we are a digital credit union. If you need to talk to a human, chat with us in the Alliant mobile app or online banking, or give us a call at 800-328-1935. If you need to deposit or withdraw cash, we have more than 80,000 ATMs in our network.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.