We exist solely for our Alliant members, not stockholders

Become a Member

Credit unions are the way to go. I'm settled on Alliant, they're really the whole package. This mobile app is excellent and leaves nothing to be desired when comparing them to other mobile banking options. Smart banking is with Alliant.

– Spiro B., Alliant member

I have always loved this credit union. They’re always staying new.

– Joyce S., Alliant member

No issues with Alliant or the mobile app. Great service and no gimmicks. I could not ask for better!

– Brian S., Alliant member

In every other business, the customer comes first.

Why should your credit union be any different?

As a credit union, we put our members first. We don't have stockholders to answer to, only you. At Alliant, we call this the membership difference and we do it better than anyone else. Here’s how:

We invest back into your goals

You deserve award-winning savings and loan rates, so we consistently give those to you. How? We don't have expensive branches, annoying junk mail or risky business practices; instead, we prioritize your financial future.

Convenient banking from anywhere

We don't have branches because your money should come to you, not the other way around. That's why you get one of the largest fee-free ATM networks in the country and state of the art security. Your money is protected, and always available, 24/7/365.

Digital experience with human support

You want real people devoted to you. Award-winning online and mobile banking is fantastic – it’s simple, quick and can even be fun – but sometimes you need a human to help you. Our financial pros are a phone call or message away. Yup, even on holidays.

Become a Member

How to become an Alliant Credit Union member

Apply and tell us how you're eligible

During your application, we'll ask you how you're eligible for membership. There are a bunch of different ways to join our credit union!

Provide your info

Gather a few things - you'll need your driver's license and Social Security number - and get comfy; this should only take a few minutes.

Set up your account

Every member gets a savings account at Alliant. Have your current bank information handy so you can fund your account right away.

Become a Member

Frequently asked questions

What identification do I need to apply for Alliant membership?

You’ll need your Social Security number and some basic personal information to apply. We may ask for additional details to verify your identity, so it’s helpful to have a driver’s license or other unexpired, government‑issued photo ID handy.

 

Does Alliant do a credit check for checking account applicants?

No, Alliant doesn’t conduct credit checks on checking account applications.

Are my deposits insured?

Yes, your deposits in your Alliant accounts are federally insured by the National Credit Union Administration (NCUA). No member of a federally insured credit union has ever lost one penny of insured savings. For more details, visit our NCUA page.

Who can join Alliant?

You are eligible to apply for Alliant membership if you:

  • Work for or retired from a business Alliant partners with.
  • Or are an immediate family member or domestic partner of a current Alliant member.
  • Or live or work in an eligible community near our Chicago headquarters.

If none of the above apply to you, select “Other: Join Alliant Credit Union Foundation” during the member application process and we’ll pay the one-time $5 membership fee on your behalf.

Note for non-US residents: You can apply to join if you live outside the U.S. and have a Social Security Number or a valid ITIN (Individual Taxpayer Identification Number).

Is there a membership fee?

No, there are no membership fees at Alliant.

Does Alliant have any branches?

No, we are a digital credit union. If you need to talk to a human, chat with us in the Alliant mobile app or online banking, or give us a call at 800-328-1935. If you need to deposit or withdraw cash, we have more than 80,000 ATMs in our network