Get free checking plus $20 back on out-of-network ATM fees monthly.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Combining your student loans could get you a lower interest rate.
Alliant exists solely to serve our members, not stockholders.
Earn 1.16% APY on your money with an Alliant High-Rate Savings Account.
Learn more about upcoming changes to your Health Savings Account
We have partnered with HealthEquity, an IRS-approved HSA custodian and one of the leading HSA administrators in the country, to serve as the new custodian for most all of our HSAs. Alliant will be sending you more information about these changes within the next few weeks. You may also receive information from your employer about the change.
Donnelley Financial has been advised that effective November 9, 2017, Alliant Credit Union, the existing HSA Administrator, has agreed to transfer their HSA business to HealthEquity. In preparation for the sale, Donnelley Financial has selected Optum Bank as the new HSA custodian. Learn more
Learn more about what's happening with Alliant HSAs
We've partnered with HealthEquity to offer our members a best-in-class HSA platform. Read the full press release to learn more.
The transition from Alliant to Health Equity is expected to be done by the end of the year. See the full timeline.
Your HSA may be moving, but you're still an Alliant member & can take advantage of the perks of membership.
We're still partnering with companies to offer the perks of membership to their employees, but won't be offering HSAs. For more information about HealthEquity’s employer offerings and portal visit www.healthequity.com/alliant/er/.
Review our frequently asked questions to learn more about how the Alliant + HealthEquity partnership impacts members.
With an Alliant Health Savings Account, you, your employer, or someone on your behalf can deposit funds to pay for current or future medical expenses. Funds used for qualified medical expenses, including dividends, are tax-free7. Unused funds remain in the HSA year after year, earning tax-deferred dividends. Unlike a Flexible Spending Account (FSA), there's no "use it or lose it" provision in an HSA.
Once you are age 65 or become disabled, you can withdraw funds from your HSA for both medical and non-medical expenses (but the non-medical uses will be taxable at that time.)
The information above is not intended to be tax advice. Each individual’s tax situation is different. You should consult with your tax professional to discuss your personal situation.
HSA Guidelines for 2017
If you use an HSA to pay for unqualified medical expenses, the tax penalty is 20% of the HSA distribution.
HSA Guidelines for 2018
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