Self Managed Investing

Members have the option to invest in mutual funds through Self Managed Investing, an online, self-directed investment tool sponsored by Alliant Credit Union.¹

Through Self Managed Investing, members can invest in a variety of mutual funds, personalize the amount to invest, and have the flexibility to change those selections at any time.

Two investment options are available: an HSA Investment Program and a Standard Investment Account Program.

• First month is Free
• $5.95 per month/per account²

HSA Investment Program

In addition to maintaining a standard dividend bearing Health Savings Account (HSA)³, Alliant members who are looking for an option to potentially grow their HSA funds can choose to invest through Self Managed Investing¹. This option gives Alliant HSA accountholders the opportunity to turn their dividend earning, transactional HSA into an investment vehicle, customized to match their personal financial goals and investment styles.

• Must keep a minimum of $1,000 in your HSA account
• Can invest anything over the minimum

To learn more and open your account log into Alliant Online Banking and look for “HSA Investments” under the "Budget & Planning" tab.

Standard Investment Account Program

Members have the option to invest in mutual funds through Self Managed Investing, using either their Alliant Savings Account or an account from another institution.

Investments can be self managed in three different ways:

• Choice 1 — Choose a single mutual fund or create an investment portfolio with multiple mutual funds. Choose from any of the funds on the list including the suggested mutual funds that match your risk tolerance profile. These positions are self managed and do not have the ability to re-balance.
• Choice 2 — Invest in one of five diversified Asset Allocation Model portfolios. The mutual fund positions and allocation percentages are pre-selected based on the risk tolerance level of the model. These portfolios will re-balance annually on the anniversary date of the account.
• Choice 3 — Build a unique Asset Allocation Model portfolio with any of the funds on the list. Choose funds from our complete line up and assign percentages to those funds within the limit of each asset class. These portfolios also re-balance annually on the anniversary date of the account.

To learn more and open your account log into Alliant Online Banking and look for “Standard Investments” under the "Budget & Planning" tab.

1 Money market and mutual fund advisory services and products are offered through SaveDaily.com, Inc. an SEC registered investment advisor. Clearing, custody or other brokerage services may be provided by UMB Financial Services, Inc., member FINRA, SIPC, National Financial Services LLC, or Fidelity Brokerage Services LLC, Members NYSE, SIPC. Investments you make through SaveDaily.com, Inc. and its affiliates are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Alliant Credit Union has contracted with SaveDaily, Inc. and its affiliates to make money market and mutual fund investment products and services available to credit union members.

2 Participants should read available online fund prospectus for information on fund fees.

3 All Alliant Health Savings Accounts are opened as a standard dividend-bearing account, which are federally insured up to $250,000 by the National Credit Union Share Insurance Fund. Investment accounts however are not NCUA insured, may lose value and are not a deposit or other obligation of, or guaranteed by, the credit union. Alliant Credit Union does not provide investment advice.