IRA

IRA Solutions for a Comfortable Retirement

Alliant offers the following credit union IRA accounts, which are insured up to $250,000 by the NCUA.

Alternative IRA investment options are also available through the Alliant Retirement and Investment Services Program*. To discuss these other options, contact a representative today to help determine which IRA is right for you with a professional no-cost, no-obligation retirement savings analysis.

Accounts Dividend Rate(%)/APY(%) Fees Features  

Traditional IRA

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0.698 / 0.70 No Fees
  • Defer taxes on earnings and tax-deductible contributions until withdrawn
  • Contributions may be tax-deductible for the year they are made
  • Make contributions up to the maximum limit or your earned income, whichever is less
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Roth IRA

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0.698 / 0.70 No Fees
  • Withdraw earnings tax-free if they remain in IRA for at least 5 years and you are 59 ½ or older
  • Contributions can be withdrawn tax-free at anytime
  • More attractive to some investors because of more flexible rules on early withdrawals
  • Make contributions up to the maximum limit or your earned income, whichever is less
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SEP IRA

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0.698 / 0.70 No Fees
  • Ideal for self-employed individuals or small business owners
  • Make contributions with limits higher than an IRA
  • Enjoy tax-deferred earnings until age 70 ½
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APY = Annual Percentage Yield.

Consult your tax advisor about potential tax savings with individual retirement accounts. Retirement account insurance protection is separate and apart from insurance coverage on other credit union accounts. Traditional, Roth and SEP IRAs are insured aggregately to $250,000. For more information on share insurance, please visit www.ncua.gov.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MD, ME, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

• Not NCUA Insured • No Credit Union Guarantee • May Lose Value

Alliant Credit Union and Alliant Retirement and Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

*CFP®=CERTIFIED FINANCIAL PLANNER™ The financial consultants of Alliant Retirement and Investment Services are registered representatives of LPL Financial.

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