IRA

IRA Solutions for a Comfortable Retirement

Alliant offers the following credit union IRA accounts, which are insured up to $250,000 by the NCUA.

Alternative IRA investment options are also available through the Alliant Retirement and Investment Services Program*. To discuss these other options, contact a representative today to help determine which IRA is right for you with a professional no-cost, no-obligation retirement savings analysis.

Accounts	Dividend Rate(%)/APY(%)	Fees	Features
Traditional IRA learn more »	0.698 / 0.70	No Fees	Defer taxes on earnings and tax-deductible contributions until withdrawn Contributions may be tax-deductible for the year they are made Make contributions up to the maximum limit or your earned income, whichever is less
Roth IRA learn more »	0.698 / 0.70	No Fees	Withdraw earnings tax-free if they remain in IRA for at least 5 years and you are 59 ½ or older Contributions can be withdrawn tax-free at anytime More attractive to some investors because of more flexible rules on early withdrawals Make contributions up to the maximum limit or your earned income, whichever is less
SEP IRA learn more »	0.698 / 0.70	No Fees	Ideal for self-employed individuals or small business owners Make contributions with limits higher than an IRA Enjoy tax-deferred earnings until age 70 ½

View Disclosures

APY = Annual Percentage Yield.

Consult your tax advisor about potential tax savings with individual retirement accounts. Retirement account insurance protection is separate and apart from insurance coverage on other credit union accounts. Traditional, Roth and SEP IRAs are insured aggregately to $250,000. For more information on share insurance, please visit www.ncua.gov.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MD, ME, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

• Not NCUA Insured

• No Credit Union Guarantee

• May Lose Value

Alliant Credit Union and Alliant Retirement and Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

*CFP®=CERTIFIED FINANCIAL PLANNER™ The financial consultants of Alliant Retirement and Investment Services are registered representatives of LPL Financial.

Online Banking Login
Membership Eligibility Benefits	Deposits & Investments Savings Checking Health Savings (HSA) Certificates Education Savings IRA Trust & Custodial Accounts Insurance Investment Services	Loans Mortgages Home Equity Vehicle Student Personal Financial Assistance Insurance	VISA^® Cards Platinum Platinum Rewards Gift Card	Support Contact Alliant Forms Rates Disclosures Services	Lost or Stolen Card Credit Card 866-444-8529 ATM/Check Card 800-328-1935