IRA

IRA Solutions for a Comfortable Retirement

Alliant offers the following credit union IRA accounts, which are insured up to $250,000 by the NCUA.

Alternative IRA investment options are also available through the MEMBERS™ Financial Services Program*. To discuss these other options, contact a MEMBERS™ Financial Services Program representative today to help determine which IRA is right for you with a professional no-cost, no-obligation retirement savings analysis.

Accounts	Rate(%)/APY(%)	Fees	Features
Traditional IRA learn more »	1.982 / 2.00	No Fees	Defer taxes on earnings and tax-deductible contributions until withdrawn Contributions may be tax-deductible for the year they are made Make contributions up to the maximum limit or your earned income, whichever is less
Roth IRA learn more »	1.982 / 2.00	No Fees	Withdraw earnings tax-free if they remain in IRA for at least 5 years and you are 59 ½ or older Contributions can be withdrawn tax-free at anytime More attractive to some investors because of more flexible rules on early withdrawals Make contributions up to the maximum limit or your earned income, whichever is less
SEP IRA learn more »	1.982 / 2.00	No Fees	Ideal for self-employed individuals or small business owners Make contributions with limits higher than an IRA Enjoy tax-deferred earnings until age 70 ½

View Disclosures

Consult your tax advisor about potential tax savings with individual retirement accounts. Retirement account insurance protection is separate and apart from insurance coverage on other credit union accounts. Traditional, Roth and SEP IRAs are insured aggregately to $250,000. For more information on share insurance, please visit www.ncua.gov.

*Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866-512-6109.

CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.

FR021025-E20C