With our Platinum Rewards Visa®, you’ll enjoy all the benefits of our Visa® Platinum card, plus you get Alliant Rewards points with every purchase. Points can be redeemed for Cash Back1, brand-name merchandise, travel and more.
Redeem Rewards for…
Visa® Lost or Stolen? Call: 866-444-8529
Protect your Visa® credit card and Visa® check card with a secure password for online shopping.
For your convenience, you can choose to have your payment made from an Alliant account or an account you hold at another financial institution. Plus to help you manage your budget, you can designate the amount that you want to pay each month. To take advantage of this free service, simply select the Payment Method when you apply for your Alliant Visa credit card or change your payment method at anytime.
1 Cash Back option is provided as an account credit to your Platinum Rewards Visa credit card.
2 The introductory APR will apply to purchases and balance transfers made during a promotional period of 12 months from the opening of your Visa account. After this promotional period ends your standard APR will apply to all new purchases and balance transfers, and all unpaid balances.
3 The APR on purchases and balance transfers may increase or decrease quarterly. The rate will be determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last business day of the previous calendar quarter plus a margin of 7.99% to 19.99% APR. The U.S. Prime rate as of September 30, 2013 was 3.25% APR. The APR you receive is determined based on your creditworthiness. APR = Annual Percentage Rate.
4 To earn the 10,000 bonus Alliant Rewards points, new cardholder must spend $500 or more in qualifying purchases on his/her Alliant Credit Union Platinum Rewards Visa credit card during the first 90 days the account is opened. Points will be awarded and posted to the account, if applicable, at the close of your fourth billing cycle.
Visa® Credit Cards
Account Information 866-444-8529
Lost/Stolen Cards 866-444-8529
Visa Benefit Questions 800-Visa-911
24-hour account access, 7-days-a-week
Visa® Credit Card Payments
(Via US Mail)
P.O. Box 1666
Des Plaines, IL 60017-1666
Alliant Credit Union
Attn: Visa Operations
11545 W. Touhy Ave
Chicago, IL 60666
Send Written Disputes to:
Alliant Credit Union
Attn: Cards Risk Management Team
P.O. Box 10409
Des Moines, IA 50306
MEMBER’S CHOICE™ Protection - valuable protection that helps safeguard you and your family when you may need it most
Alliant is pleased to offer MEMBER’S CHOICE™ Protection for your Alliant Visa credit card. By choosing this valuable protection, you’ll be adding a safety net for loan payments that helps to bring peace-of-mind for you and your loved ones should you encounter unforeseen financial difficulty due to disability, involuntary unemployment or death.
To take advantage of this benefit, simply check MEMBER’S CHOICE™ Visa® Credit Card Protection on the Visa Credit Card application. The fee will be added to your outstanding balance each month. This valuable protection can be added at any time.
MEMBER’S CHOICE™ Protection contains certain terms and exclusions. Protection is not available for term loans or Interest-only Home Equity products. The protected borrower(s) may not be eligible for all benefits. Refer to the MEMBER’S CHOICE™ Protection Agreement for complete details. The MEMBER’S CHOICE™ Protection fee will be added to your loan and calculated in your monthly payment. Rates, terms and conditions are subject to change. Purchase of this protection is voluntary and not required in order to obtain credit. We will not consider whether or not you elect this protection in making our credit decision.
Can I use my Alliant Visa Platinum Rewards credit card with Apple Pay?
Yes, Alliant Visa Platinum Rewards credit cards are compatible with Apple Pay. For instructions on how to enroll your Alliant Visa Platinum Rewards credit card in Apple Pay, consult our Apple Pay FAQ.
How often does the Annual Percentage Rate (APR) change on the Alliant Visa Platinum credit cards?
The APR on new purchases and balance transfers may increase or decrease quarterly. The rate will be determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous calendar quarter plus a margin of % to % APR.
Why should I get my Visa® from Alliant over another vendor?
If you’re an Alliant Credit Union member, a Platinum Rewards Visa® from Alliant makes perfect sense because they’re tailored to give you the purchasing power you deserve, while saving you money over higher interest rate credit cards with every statement. We offer a great interest rate–that's not a promotion or introductory rate that will eventually go away. Plus, Alliant does not charge an Annual Fee or Balance Transfer Fee unlike other credit cards.
What kind of Visa® Credit Card does Alliant offer?
We give you the option to choose from Platinum and Platinum Rewards credit cards. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you will earn bonus points for every net dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel and more.
Do I need MEMBER’S CHOICE™ Credit Card Protection for my credit card?
The decision of whether to add our low cost MEMBER’S CHOICE™ Credit Card Protection payment protection to your card is up to you. For only pennies a day, you’ll be protecting you, your credit and your family from loss should you be unable to make your payment due to an unexpected disability or death.
Can I transfer balances from my other credit cards?
Yes, Alliant offers you the opportunity to transfer balances from your other credit cards (national or store cards) and save money with a lower interest rate. Unlike many other financial institutions, we won’t charge you a fee to transfer the balances to the Alliant Platinum Rewards Visa®. You can transfer balances from other high interest credit cards when you apply for the card, or anytime by submitting a balance transfer request in online banking, or by contacting a Member Services Representative.
How can I maximize my rewards?
It’s simple… the more you use your Alliant Platinum Rewards Visa®, the more Alliant Rewards points you accumulate and the greater potential rewards you can get. Save for a cruise, airline tickets, electronics, cash back, gift cards, and more. Items and services you can redeem for rewards are always being added, so check your rewards catalog frequently.
Do Alliant Platinum Rewards Visa® points expire?
Points will expire four years from the end of the calendar year in which they were earned, and will expire on a first-in, first-out basis annually. (e.g. points earned in a calendar year one will expire on the last business day of calendar year five.)
At Alliant, security is one of our top priorities. To help protect your personal identity and Alliant accounts against fraudulent activity, we will occasionally block transactions in foreign countries and other areas where fraud is widespread.
If you are planning to travel to any of the following locations, please call us at 800-328-1935 (24/7) for additional information and tips.
Lost or Stolen Credit Card
If your card is lost or stolen please call us at 866-444-8529 (24/7).
Check our fee schedule
I found Alliant when looking for a credit card to transfer a high interest credit card to. I got 0% for the first year and no transfer fees. The customer service has been excellent.
1% simple isn't enough. Amex has a card that gets 6% (yes 6%) back for groceries and 3% back on gas. I'll stick with Amex
excellent security service. someone tried to transfer money from my account. I was immediately notified and everything remained secure. Follow up to protect my account expedient and efficiently handled. Thanks to priscella and monica.
I would use my card more often for international travel but Alliant is one of the few remaining banks that still charge a foreign transaction fee for their upper tier card(platinum rewards
good rate,no balance transfer fee, or annual fee. Great card!
February 21, 2015
Thank you for EXCELLENT service. I am a HAPPY Member since 1991. I always carry my Visa card with me. When I travel abroad I advise Visa for security reasons. I feel safe using Alliant online banking with the security log in.
The man who approved my CC was not efficient, he had me telephone him at least 6 times, goodness knows why. He was a jerk, when the card came it was not what I wanted it was without rewards. I've used it maybe once and now I never use it, waste of time, I use cards that give me points and not a hard time
I really like Alliant CU - The Interest rates are no longer the best but right up there. The customer service has always been nice but the credit card rewards are a bit weak vs other 1.5 and 2% cards
- better interest rate than most other rewards cards
- 1% reward is not impressive - there are cards that give you 2%
- redemption is a pain - you need to accumulate $100 worth of points and then go to a third-party website to redeem
- joint account owners can't access account information online
This rewards card is one of the best! It has very low or no fees and it is excellent when I have to make charges overseas! (1% foreign transaction fees). Plus I get 1% back as a reward points! I am a VERY loyal + happy Alliant customer!
Great value and convenience and rewards to boot! I am always amazed at the service from Alliant after banking a big box bank for years I made the switch and have never looked back!
Very easy to pay monthly statement online, Alliant is simply the best.
My card arrived on time. It was very easy to activate and use it right away. Recurring payment setup was easier using online banking.
I was interested in having a card with the EMV chip since I had to take a business trip to Europe and I needed to make sure I had a credit card that would work. I applied at the last minute (my fault) and they still got the card to me on time before I left without having to expiate the order. Thanks Alliant!
My Card info was stolen. I was contacted by Visa Fraud and Card was cancelled, new one issued and Alliant covered the bogus charges. You can't ask for more than that!
I was thrillled to see Alliant offerred the card with the new chip technology. Contacted Chase bank to get a card with the new chip and was told they weren't issuing them yet and didn't have to until the end of 2015. Good job Alliant!
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