How do I add a joint owner to my account?

Once your membership is established, you, the member (also called the primary account owner) can request the addition of a joint account owner.

You can add a joint account owner in online banking in just a few steps:  Log in to online banking and click into the account for which you want to designate a joint owner. Then select "Account Details" and click "Manage Joint Owners."

After completing the joint owner form by providing contact info for the person you want to be your account joint owner, please alert them that you have requested that they be added to your account. Alliant will email them to confirm their identity, then review their joint owner eligibility.

Once approved, Alliant will automatically add the joint owner to your account. Approval typically happens automatically online, when the application is completed. If the joint owner is not approved, they will be notified.

Please note that the joint owner is not considered a member of Alliant, unless they choose to join Alliant with their own membership. For security purposes, Alliant allows one user login and password for each Alliant membership. If you choose to share your login username and password information with your joint owner, you can do so at your own discretion. However – because it is a security and identity theft prevention best practice to never share your usernames and passwords – we recommend that you ask your joint owner to apply for their own Alliant membership if you want your joint owner to have online access.

Once approved, Alliant will automatically add the joint owner to your account. If the joint owner is not approved, or if additional information is needed, the joint owner applicant will be notified. After your joint owner joins Alliant, you’ll need to link them to the account so they can view the joint account in Alliant online banking.

Alternatively, you can download, complete, and mail or email us (by scanning or taking a photo) the joint account membership form. We’ll contact you if there are any questions.