How do I transfer funds from a non-Alliant account to an Alliant account?

You may schedule interbank transfers easily via:

• Mobile banking
• Online banking
• Phone banking 

You may transfer money between your own accounts, between you and another Alliant member’s account, or to an account at another financial institution. The last type of transfer is managed as an ACH (Automated Clearing House) transfer. 

You can set transfers to be a one-time transfer, a future one-time transfer, or a recurring transfer. For ACH transfers, you will need first to set up and verify your account at the outside financial institution. This process can take a few days to complete but once the account is approved, your future transfers will process quickly.

Monies deposited to an Alliant account via ACH transfer are typically credited no later than the next business day from when Alliant receives the funds; the Funds Availability Policy determines the amount of funds that are available immediately. 

Alliant does not charge a fee for transfers to and from your Alliant account. You can make unlimited transfers to and from a checking account, but federal law limits savings accounts to six transactions per month. Note that your other bank may apply fees for certain transfers.

If you’re an Alliant Online Banking user, log in to your account to schedule a transfer. You can make a transfer anytime through Alliant’s Phone Banking service 800-328-1935 (24/7). 

Learn more about transferring money.