Savings
| Account Type | Dividend Period | Declared Date | Rate(%)/APY(%) |
| Savings | Monthly | 04/19/2012 | 0.946 / 0.95 1 |
| IRA Traditional, Roth, SEP |
Monthly | 04/19/2012 | 0.946 / 0.95 1 |
| Coverdell ESA | Monthly | 04/19/2012 | 0.946 / 0.95 1 |
| Basic Checking | Monthly | 04/19/2012 | 0.00 / 0.00 2 |
| High Rate Checking | Monthly | 04/19/2012 | 0.896 / 0.90 2 |
Mortgage Share |
Monthly | 04/19/2012 | .25 / .25 3 |
Health Savings (HSA)
| Account Type | Dividend Period | Declared Date | Rate(%)/APY(%) |
| Health Savings | Monthly | 04/19/2012 | 1.490 / 1.50 4 |
Certificates 5
As of 01/17/12| Certificate Type | Term | Balance | Rate(%)/APY(%) |
| Share (min balance $1000.00) |
12-17m |
up to 24,999.99
25,000 and up |
0.995 / 1.00
0.995 / 1.00 |
| Share (min balance $1000.00) |
18-23m |
up to 24,999.99
25,000 and up |
1.144 / 1.15
1.144 / 1.15 |
| Share (min balance $1000.00) |
24-35m |
up to 24,999.99
25,000 and up |
1.292 / 1.30
1.292 / 1.30 |
| Share (min balance $1000.00) |
36-47m | up to 24,999.99
25,000 and up |
1.490 / 1.50
1.490 / 1.50 |
| Share (min balance $1000.00) |
48-60m | up to 24,999.99
25,000 and up |
1.785 / 1.80
1.785 / 1.80 |
| Traditional IRA (min balance $1000.00) |
12-17m |
up to 24,999.99
25,000 and up |
0.995 / 1.00
0.995 / 1.00 |
| Traditional IRA (min balance $1000.00) |
18-23m |
up to 24,999.99
25,000 and up |
1.144 / 1.15
1.144 / 1.15 |
| Traditional IRA (min balance $1000.00) |
24-35m |
up to 24,999.99
25,000 and up |
1.292 / 1.30
1.292 / 1.30 |
| Traditional IRA (min balance $1000.00) |
36-47m | up to 24,999.99
25,000 and up |
1.490 / 1.50
1.490 / 1.50 |
| Traditional IRA (min balance $1000.00) |
48-60m | up to 24,999.99
25,000 and up |
1.785 / 1.80
1.785 / 1.80 |
| Roth IRA (min balance $1000.00) |
12-17m |
up to 24,999.99
25,000 and up |
0.995 / 1.00
0.995 / 1.00 |
| Roth IRA (min balance $1000.00) |
18-23m |
up to 24,999.99
25,000 and up |
1.144 / 1.15
1.144 / 1.15 |
| Roth IRA (min balance $1000.00) |
24-35m |
up to 24,999.99
25,000 and up |
1.292 / 1.30
1.292 / 1.30 |
| Roth IRA (min balance $1000.00) |
36-47m | up to 24,999.99
25,000 and up |
1.490 / 1.50
1.490 / 1.50 |
| Roth IRA (min balance $1000.00) |
48-60m | up to 24,999.99
25,000 and up |
1.785 / 1.80
1.785 / 1.80 |
| SEP IRA (min balance $1000.00) |
12-17m |
up to 24,999.99
25,000 and up |
0.995 / 1.00
0.995 / 1.00 |
| SEP IRA (min balance $1000.00) |
18-23m |
up to 24,999.99
25,000 and up |
1.144 / 1.15
1.144 / 1.15 |
| SEP IRA (min balance $1000.00) |
24-35m |
up to 24,999.99
25,000 and up |
1.292 / 1.30
1.292 / 1.30 |
| SEP IRA (min balance $1000.00) |
36-47m | up to 24,999.99
25,000 and up |
1.490 / 1.50
1.490 / 1.50 |
| SEP IRA (min balance $1000.00) |
48-60m | up to 24,999.99
25,000 and up |
1.785 / 1.80
1.785 / 1.80 |
| Coverdell ESA (min balance $1000.00) |
12-17m |
up to 24,999.99
25,000 and up |
0.995 / 1.00
0.995 / 1.00 |
| Coverdell ESA (min balance $1000.00) |
18-23m |
up to 24,999.99
25,000 and up |
1.144 / 1.15
1.144 / 1.15 |
| Coverdell ESA (min balance $1000.00) |
24-35m |
up to 24,999.99
25,000 and up |
1.292 / 1.30
1.292 / 1.30 |
| Coverdell ESA (min balance $1000.00) |
36-47m | up to 24,999.99
25,000 and up |
1.490 / 1.50
1.490 / 1.50 |
| Coverdell ESA (min balance $1000.00) |
48-60m | up to 24,999.99
25,000 and up |
1.785 / 1.80
1.785 / 1.80 |
APY = Annual Percentage Yield.
1 Savings, IRA, ESA & mortgage share disclosure
2 Checking disclosure
3 Mortgage Share disclosure
4 HSA disclosure
5 Certificate disclosure
Mortgages 1
Mortgage Rates as of 05-16-2012| Product Type | Rate(%) | APR(%) | Points(%) |
| First Mortgages | |||
| 1/1 ARM | 2.500 | 3.4750 | 0 |
| 3/1 ARM | 2.500 | 3.333 | 0 |
| 5/1 ARM | 2.500 | 3.207 | 0 |
| 5/1 ARM (Interest-only) |
3.250 | 3.467 | 0 |
| 7/1 ARM | 2.750 | 3.208 | 0 |
| 7/1 ARM (Interest-only) |
3.500 | 3.546 | 0 |
| 10/1 ARM | 3.750 | 3.708 | 0 |
| 15-Yr. Fixed | 3.250 | 3.347 | 0 |
| 30-Yr. Fixed | 4.000 | 4.055 | 0 |
| Vacation homes | |||
| 1/1 ARM | 2.750 | 3.955 | 0 |
| 3/1 ARM | 2.750 | 3.773 | 0 |
| 5/1 ARM | 2.750 | 3.614 | 0 |
| 7/1 ARM | 3.000 | 3.588 | 0 |
| 10/1 ARM | 4.000 | 4.055 | 0 |
| 15-Yr. Fixed | 3.250 | 3.347 | 0 |
| 30-Yr. Fixed | 4.000 | 4.055 | 0 |
ARM = Adjustable Rate Mortgage (variable rate). This rate may change after account is open.
For more information, please call our Mortgage Hotline 800-365-7003. Loan approval based on creditworthiness and ability to repay.
First Mortgages available in all 50 states. The Annual Percentage Rate (APR) assumes a 20% downpayment on a loan amount of $250,000 with a 30-year term, an origination fee of $1,350, $180 in additional prepaid finance charges plus 15 days of prepaid interest.
Home Equity
| Product Type | Max Term (months) |
APR(%) (as low as) |
||
| Home Equity Line of Credit 1 | 180 | 4.000 | ||
| Home Equity Line of Credit (Interest-only) 1 | 84 (Balloon) | 4.000 | ||
| Home Equity Loans 1 | 60 to 180 | 5.500 to 6.500 | ||
| Loan Type | APR(%) | Payment Per $1,000 |
|---|---|---|
| 5-Yr. Fixed (60 months) | 5.500 | 19.11 |
| 10-Yr. Fixed (120 months) | 6.000 | 11.11 |
| 15-Yr. Fixed (180 months) | 6.500 | 8.72 |
1 Home Equity Disclosure
APR = Annual Percentage Rate.
Consumer Loans
| Product Type | Max Term (months) |
APR(%) (as low as) |
Approximate Payment (Per $1,000) |
|
| New Vehicle 1 | up to 72 * | 1.99 | $ 14.75 | |
| Used Vehicle 1 | up to 72 | 1.99 | $ 14.75 | |
| Recreational Vehicles 1 | up to 240 | 5.50 | $ 6.89 | |
| Motorcycle 1 (over 10K) |
up to 60 ** | 7.25 | $ 19.93 | |
| Boat 1 (over 50k) |
up to 180 | 6.25 | $ 8.58 | |
| Boat 1 (under 50K) |
up to 120 | 6.50 | $ 11.36 | |
| Aircraft 1 |
up to 180 | 6.75 | $ 8.86 | |
| Unsecured 1 | up to 48 | 11.90 | $ 26.23 | |
| Savings Secured 1 | 1 to 48 | 2.95 | $ 22.21 | |
| Savings Secured 1 | 49 to 60 | 3.95 | $ 18.49 | |
| Savings Secured Term1 | up to 12 | 2.95 | ||
Student Loans
| Product Type | Max Term (months) |
APR(%) (as low as) |
||
| Student Loans 2 | 144 | 4.50 | ||
* An 84-month term is also available, but only on new (never titled) vehicles for balances $25,000 and over. APR is 1% higher for loans with an 84 month term.
** A 72-month term is also available, but only on motorcycles for balances $20,000 and over. APR is 1% higher for loans with an 72 month term.
1 Consumer loan disclosure
2 Student loan disclosure.
VISA Credit Card
| Product Type | Max Term (months) |
APR(%) |
||
| Platinum 1 | revolving | Variable - 9.24 to 21.24 | ||
| Platinum Rewards 1 | revolving | Variable - 11.24 to 23.24 | ||
1 VISA® disclosure. APR = Annual Percentage Rate.
Rates, terms and conditions subject to change.
Call 800-328-1935
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