Earn 1.05% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,106 off MSRP.
Alliant’s Members Scholarship Program awards five scholarships, $2,000 each.
Deadline: June 9, 2017.
The National Education Program is open to Alliant members between the ages of 5 and 17. Apply by Friday, August 18, 2017.
Alliant Savings Accounts earn high yields – 15x the bank industry average!
With an average daily balance of $100 or more.
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Download the Mobile App
"Best Deals in Banking of 2015" - Kiplinger's
"Best Savings Account in 2017" - NerdWallet
"Best Online Savings Account in 2017" - MagnifyMoney
There are numerous, easy ways to access your savings account:
You can use online or mobile banking to transfer money between your own Alliant accounts or to another Alliant member’s account(s). You can also use set up an ACH (Automated Clearing House) transfer to send money to your account at another financial institution, with funds available next-day in many cases if you send prior to the cutoff time.
You can complete the high-rate savings account application using our convenient online form. Open a savings account online to start earning more.42
Depositing money into your high-yield savings account is easy with our mobile deposit app.
Your savings account can help you avoid getting dinged by overdraft penalties in your checking account. Increase your peace of mind by opting in for free Overdraft Protection25. When needed, we’ll automatically transfer money to your checking account to avoid overdrafts. You’ll only pay a small $3 fee for each day you use Overdraft Protection.
Let Me Know When Alliant Rates Gets Even Better
Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
Yes. And, Alliant will now pay you $5 for opening a savings account!
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Savings accounts are a convenient way for members to save money. Federal regulations restrict the number of electronic transactions on savings accounts to six per month, excluding personal withdrawals. For this reason, we provide members a limited-use Convenience Card, which permits members to withdrawal cash from Alliant network ATMs. We encourage members to open a checking account for more flexible access to their money, while relying on a savings account for their money to remain and grow.
No. The Alliant Convenience Card is only for making transactions through an Alliant network ATM.
The number of withdrawal transactions from savings accounts are limited by federal law.
A preauthorized transaction includes any arrangement with Alliant to pay a third party from your account upon verbal or written requests, including those received through the automated clearing house (ACH).
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This account has the two things that I look for: 1) the interface is easy to use and navigate 2) the interest rate is higher than any other savings account I've seen.
I feel very comfortable knowing that my cash is earning as much as a CD with the liquidity and the ability to move it around.
It is the stability that tempers other investments in the stock market.
This is one of the best online banking service I have used. Also, high rate of interest on savings account is the main attraction.
I am always to chuffed when I review my statement and see that EVERY account is earning interest. I work so hard for my money and it is always a comfort to know that my money is working for me at Alliant.
Awesome customer service & easy wire transfers from 1 account to another. The 1 & only thing I would like to see is a debit card offered for savings account customers without having to have a checking account. Easier with the debit card than going to an ATM when need to withdraw $$$$. Other than that, Thumbs Up For A Great Service Alliant provides for its customers !!!!
Of all banking, credit unions, etc. Alliant has the best interest rates!
Online site very user friendly. When I have needed to speak with someone, always friendly and courteous.
Alliant has always stayed the course on having some of the best savings and checking account rates available. As long as this practice stays put, so will my deposits with Alliant.
(am retired) and I shop rates often. Alliant has consistently been the best place to park my cash. Generally their CD rates are also pretty competitive. In spite of their IT dept. getting in the way, it is a pretty sound institution.
Best rates around on liquid savings accounts. Great service in person and online!
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