Swipe with confidence

Whether you're paying for everyday expenses or making larger lifestyle investments, you shouldn’t have to fear credit card debt. The Visa® Platinum Card keeps you in control of your finances.

Visa Platinum Card
The Run Down
  • As low as 0% introductory rate for 12 months51 (After the introductory period, a low standard variable rate applies, ranging from 9.24%-21.24%)
  • Great for balance transfers
  • $0 fraud liability guarantee37
  • No annual fee
  • Generous credit lines
  • Low standard APRs
  • EMV chip for enhanced security
  • Works with Apple Pay™ seamlessly 
  • No balance transfer fee51
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Introductory Rate
Bank on the Go!

Our mobile app gives you access to your Alliant Account in the palm of your hand.

Download the Mobile App

$0 liability on fraudulent charges

With the $0 fraud liability feature37, you never pay for unauthorized charges on your credit card.

See our security center to learn more why you are safe with Alliant.

Greater security

All Alliant Visa® credit cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.

In addition to the EMV chip, Alliant credit cards will retain their magnetic stripe, giving you ultimate payment flexibility around the globe. Learn more.

Auto Rental Collision Damage Waiver

Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.

Roadside Dispatch

Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.

Apple Pay™

Alliant is proud to offer Apple Pay38! You can easily make payments using your iPhone 6 with your Alliant Credit Union Visa® credit card. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit® card. Learn more.

24/7 customer service

Have questions regarding your Alliant credit card account? We're here for you 24/7. Simply call the number on the back of your credit card to talk with a friendly Alliant member service representative. They can help with virtually every aspect of your card membership (including technical assistance).


Online banking

Managing your credit card online with Alliant Online Banking couldn't be easier. Check balances, manage payments, conduct balance transfers and more.

Free balance transfers

You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits - especially the lower interest rate. You can transfer balances at any time, and we'll never charge you a balance transfer fee. Get a transfer started by filling out our easy online form or by contacting a member service representative.


Automatic payments

Are you tired of worrying about when your credit card payment is due? Now you can easily setup automatic credit card payments from an Alliant account or an account at a different financial institution, so you'll never be late again.

You can choose to either pay off the balance in full or to pay off a specified amount each month. To take advantage of this free service, simply select the payment method when you apply for your Alliant Visa® Platinum credit card or change your payment method at any time.

Visa® Platinum Card Rates

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Introductory Rate

Low introductory and standard rates Introductory rates as low as 0% APR applies for 12 months on purchases and balance transfers after account opening. Then, a low standard variable rate applies ranging from 9.24%-21.24% APR.

Let Me Know When Alliant Rates Gets Even Better

Visa Platinum Card Fees

Priority mail services for distribution of Visa® credit cards, checks, Visa® Debit Card, Convenience Prices start at $18
Visa® Credit Card (Platinum and Platinum Rewards) Free
Visa® Credit Card Annual Fee (Platinum and Platinum Rewards) Free
Visa® Credit Card Balance Transfer (Platinum and Platinum Rewards) Free

Visa Platinum Card FAQs

Do you have introductory rates? How does that work?

We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51

I lost my credit card or it was stolen, how do I get a new one?

If your credit card was lost or stolen, please call us at 800-328-1935 (24/7). For international callers, contact us at 773-462-2000 (24/7). You can also report a lost or stolen card and order a new one online by logging in to your secure Alliant Online Banking Account.

Where can I call to make a credit card payment?

You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.

What are the benefits of having an Alliant credit card?

As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too. 

There are charges on my credit card I don’t recognize. What do I do?

Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.

How long does it take to get a debit card or a credit card?

After an application has been accepted, it typically takes 7-10 days to receive a debit or credit card in the mail. If you need it faster, we offer a fee-based expedited service. Please call us at (800) 328-1935 (24/7) to order.

What fees do you charge on your credit cards?

Unlike other credit cards, the only fee we charge is for a late payment, which is $25.

Can I transfer balances from my other credit cards?

Absolutely. We make it easy to transfer balances from your other credit cards (national or store cards) and save you money with a lower interest rate. Even better, Alliant doesn’t charge a fee to transfer balances.

How can I increase my card limit?

Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.

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