Enjoy a lower secured loan rate by using your deposit account as collateral.
Car buying that shows you what others paid, so you never overpay.
Upfront pricing. Guaranteed savings. Negotiation-free.
Have an extra $1000 or more you won't need soon? Open a certificate vs. risking it in the volatile stock market.
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Have an unexpected expense and need a quick, affordable loan? We can help you get the cash you need with a customized loan that's perfect for your situation.
APR=Annual Percentage Rate56
View All Personal Loans Rates
Download the Mobile App
Our no-hassle, no-collateral unsecured personal loans offer quick approvals and can often provide funds in the same day.
Secure your loan with an Alliant Savings or Certificate account so you can get an even better rate on a secured loan. Plus, you will continue to earn interest on your deposit balances throughout the length of your loan.
We’re always here to help. Call an Alliant Credit Union personal loan expert at 800-328-1935. We’ll help guide you towards the right personal loan that meets your specific needs.
Ready to get started? Apply for a personal loan online today.42
Signature loan that does not require any collateral
Loan of 4 years or less that uses your savings account as collateral
Loan of more than 4 years that uses your savings account as collateral
Loan that uses your certificate account as collateral, with one lump payment due at the maturity of the certificate
Up to 60 months
Up to maturity of certificate
90% of Certificate balance
You need a loan that does not require any collateral
You need a shorter term loan, and would prefer to borrow against the funds in your savings account in exchange for a lower rate
You need a longer term loan, and prefer to borrow against the funds in your savings account in exchange for a lower rate
You need a loan, and want to borrow against your certificate account rather than incur penalties for early withdrawal
APR=Annual Percentage Rate56
Let Me Know When Alliant Rates Gets Even Better
As long as your credit and loan are approved through the Alliant loan process, funds are available the same day, in most cases.
No collateral is needed with an Alliant Unsecured Loan. Contact a loan specialist for more information on loan application details.
Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
The balance in the account that secures the loan must be at least equal to the outstanding loan balance and cannot be withdrawn. However, as the loan is paid back, funds in the account securing the loan become available to you. Any balance in excess of the amount originally needed to secure the loan is available to you.
Yes. Because the funds remain in your account to secure the loan, you continue to earn our everyday great rate based on your account balance.
Want to know more about this product? Search our friendly help guide!
this is the product that helped me pay off an outstanding balance from a timeshare with a very high interest rate. the good thing about this "savings secured" is the money that I have on the loan is still earning interest.
Best app ive used so far!
I was in need of a small amount of money to complete my project. I went on line to apply for the money and I was confirmed and money was put in mail for over night delivery. I had a good credit history and it paid off.
I have been with this credit union for many years...it was very easy to get a loan.now i have tried and the answer is always no...
Write a Review
Remember my contact info for next time?
Are You Human?
Your review is pending moderation and should appear here shortly.
Already a member?
Use our convenient online membership application process to get started right away.
Call us anytime to speak with a friendly Member Services Representative.
Search for a branch near you.