Love RVs? Enjoy freedom on the road

Experience the ultimate freedom that an RV provides with low recreational vehicle loan rates from Alliant. 

Recreational Vehicle Loans
The Run Down
  • Competitive credit union rates55 
  • Financing for full-timers, too
  • Loans up to $1,000,000 and terms up to 20 years
  • Refinance your higher rate RV loan and save
  • No prepayment penalties. Reduce your interest by paying early
  • Get preapproved for better negotiating power with RV dealers
  • Same day approval in most cases
2.99 %
As Low As
96 mo. Max Term
Bank on the Go!

Our mobile app gives you access to your Alliant Account in the palm of your hand.

Download the Mobile App

When you’re preapproved you hold the keys

How does being preapproved help you? When dealers see that you’re preapproved, they know you're a serious buyer. They’ll be ready to make a good deal to get your business and you can be confident knowing that you have a low-rate financing option with Alliant.

The RV loan application process

How do Alliant Credit Union RV Loans work? Find out below:

  1. Submit an application

    To get the loan process started, first submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7)

  2. Get preapproved

    We will process your application and notify you when your preapproval is completed, usually the same day.

  3. Negotiate the best deal

    Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.

  4. Complete your loan documents

    Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents using Docusign.

  5. Finalize your financing

    We’ll send the funds overnight via FedEx to the dealer.

RV Loan Rates

2.99 %
As Low As
96 mo. Max Term

Let Me Know When Alliant Rates Gets Even Better

Recreational vehicle loan fees

Duplicate Release Fee - Fixed Only $25
Vehicle Service Agreement Transfer Fee $40
Amortization Report - Fixed Only $15
Financial Counseling and Budgeting Services Free
eStatements (electronic account statements) Free
Consumer Loan Application Free
Consumer Loan Modification Free

RV loan FAQs

How can being preapproved help me when I’m vehicle shopping?

Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”

How fast can I be approved for a vehicle loan? Will funds be available same day?

In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.

Can I pay off my loan quicker than the payment schedule?

Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

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