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The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.
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How does being preapproved help you? When dealers see that you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Alliant.
Alliant Credit Union Auto Loans will get you approved quickly.
To get the loan process started, first submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7).
We will process your application and notify you when your preapproval is completed, usually the same day.
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.
We’ll send the funds overnight via FedEx to you or the dealer.
If you don't want the hassle of negotiating with a dealer, use our new free car buying service powered by TrueCar. Get a 0.50% discount on your auto loan rate when you use the free Alliant Car Buying Service. Avoid the hassle of negotiating with a dealer by getting locked-in pricing and average savings of $3,221 off MSRP.1 Learn More
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Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
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It was terrific. everything went smooth and it reduced the time in the auto showroom by at least 50% because I got my extended warranty and other extras right thru ACU.
Decided to purchase a new Truck. Call Credit union and received pre approval. Went to dealer Agreed on price,he faxed paper work to Credit union, drove away in new vehicle. Quick and easy
Entire process absolutely painless. Phoned in, told him what I needed, sent in the requested docs, and had the money in my account the next day. Easiest auto loan I ever obtained, abd the rate was much lower than my long term bank. I will be moving all of my accounts to Alliant. Thanks!
[This review has been edited to comply with the review guidelines.]
Chris was terrific. everything went smooth and it reduced the time in the other banks by at least 50% because I got my extended warranty thru ACU. Pleasent experiance. Thank you
You want one of the quickest most straight forward loan experiences? Choose alliant!!
we've had several loans with them now, best rates,fast efficient service, can t beat em!!!!
Fabulous! Simple application process and quick check for the purchase of my new car.
My first car loan through Alliant went flawless. This time around was different story. My Rep was very difficult to get in touch with from the start. I would end up leaving messages, it would take days for her to respond. After the loan was approved, I reminded her about an extended warranty on the vehicle. She then stated that it should have been done before the loan was approved (that was her job), she said I would need to re-apply for a "new" loan if I still wanted an extended warranty?!?!
Have 2 auto loans with Alliant. Even though I'm in NJ and I was calling Chicago, the applications done on line were processed promptly. Dealing with the representatives on the phone was extremely pleasant. Doing business with Alliant was easier than a local bank.
Not to mention the great rates.
I have had about 3 or 4 auto loans with Alliant and they have always been great to give me a loan very quickly even just calling them from the car dealer within 5 minutes or less I was approved. NOW THE DOWN PART... I had a loan with Alliant my car was stolen and I had gap insurance I still ended up owing $1.300 on that loan the real down part was I bought another car after they continued to take 2 more payments out of my checking account. they wont roll the 2 loans together for one payment:-(
Got a great deal on my car financing and an extended warranty plan. Love the value and convenience in one-stop shopping with Alliant!
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