Get free checking plus $20 back on out-of-network ATM fees monthly.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Combining your student loans could get you a lower interest rate.
Alliant exists solely to serve our members, not stockholders.
Earn 1.16% APY on your money with an Alliant High-Rate Savings Account.
Earn 3% cash back in the first year with the Alliant Cashback Visa® Signature Credit Card
Grow your savings faster with Alliant's higher savings rate.
Learn more now
"Best Rewards Credit Cards of 2017" - Kiplinger
"Best Credit Union Cash Back Card of 2017" - CardRates
Use the slider below to see how quickly your 3% cash back adds up
Ready to upgrade your card? Call 800-328-1935.
Say adios to foreign transaction fees and bonjour to great credit card benefits when you travel.
Benefits include: Emergency card replacement, emergency cash disbursement, travel accident insurance and concierge services. Alliant also offers travel alerts to protect you from fraud.
Initiate credit card payments from either your Alliant account or your account at another financial institution. To help you budget, you can designate the amount that you want to pay per month automatically.
To take advantage of this free service, simply select this payment method when you apply for your Alliant Cashback Visa Signature Credit Card. You can change your payment method at any time.
As one of your credit card benefits, you won’t pay for unauthorized charges on your Alliant Visa Signature card.
Take advantage of Personal Identity Theft Protection for covered expenses and Double Warranty Coverage, effectively doubling manufacturer warranties.
The card automatically includes both Auto Rental Collision Damage Waiver (ARCDW) and Roadside Dispatch. ARCDW eliminates your need to pay for a collision damage waiver when you rent most cars. Meanwhile, Roadside Dispatch provides you with 24-hour access to pay-per-use roadside assistance.
Alliant Cashback Visa Signature
3% in first year , 2.5% after on ALL purchases
1.5% cash back on all purchases
3% back at gas stations and department stores up to $6K/year. Then, 1% back on all else.
5% on rotating categories, 1% on all other purchases
1% back on purchases and 1% back on payments
$59 (waived in first year)
3% cashback on all purchases in first year
$150 bonus when you spend $500 in first 3mos
0% for 12 mos/$250 cashback with $1k spend in 3mos
0% for 12mos on purchases and balance transfers
0% for 18mos on purchases and balance transfers
Travel Accident Insurance, Purchase Security, Personal Identity Theft, Concierge
Amazon shop with points
Roadside assistance, travel accident insurance, global assist hotline, car rental loss and damage insurance
Call 800-328-1935 to upgrade your card today!
The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous quarter, plus a margin of 5.99% to 17.99%.
An authorized user is someone who has been given access to use and make purchases on another cardholder’s account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit score can be impacted both positively and negatively by being an authorized user.
You can add an authorized user by either calling Alliant, adding one in online banking, or in the Alliant Loan Application.
If a payment is made late, a $25 late payment fee is assessed. At times, we offer special offers with promotional balance transfer rates that may or may not have a fee. The Alliant Cashback Visa Signature Card has an annual fee of $59 (waived for the first year) and a 3% balance transfer fee. Please find additional information within our Terms and Conditions.
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply for a card or transfer a balance after you've been approved to any Alliant credit card.
Not to worry! All Alliant credit card holders are automatically enrolled in the their applicable rewards program.
Your annual fee will be charged one year after opening your card and, then, every year following.
You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
Want to know more about this product? Search our friendly help guide!
If you spend on average $4,000 a month this card works out to ($48,000*0.025) = $1,200 -$59 = $1,141 cash back which is equivalent to $1,141/$48,000 = 2.38% cash back which beats anything else out there. Of course the 1st year is even better when you get 3% back in full as there is no yearly charge. To justify the yearly $59 charge you need to average $1,000 a month ($12,000 per year), which when calculated like above would result in a 2.01% cash back. Seeing as other cards exist at 2% cash back (though they do charge foreign transaction fees), if you charge less than $1,000 per month, other cards may be better.
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