Your 2015 tax forms are available electronically in Alliant Online Banking.
Car buying that shows you what others paid, so you never overpay.
Upfront pricing. Guaranteed savings. Negotiation-free.
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Don't be an anonymous loan number. At Alliant, we work with you personally and want to know your story. Whether financing or refinancing, we want to help you with your home ownership goals.
Get email alerts when our mortgage rates reach your goal or if you prefer, we'll email you the current mortgage rates on a regular basis.
Subscribe to Rate Watch to get notified when a rate hits your target. Sit back and let the savings come to you!
You shouldn’t have to worry about big fees when getting your new home. Alliant mortgages have a low, fixed origination fee and no escrow waiver fees.
Our rates are well below the market. Plus, you can finance up to 97% of your home's value.
Worried about rates rising while you’re closing on your home? Our free rate lock-in features gives you peace of mind.
120-day rate lock-in: Available on new construction/end loans
60-day rate lock-in: Available on all loans
Picking the right mortgage type for your home loan is a big decision - and we’re here to help. Please give us a call at 800-365-7003 to speak with an Alliant home loan specialist who can answer your questions and guide you towards the perfect loan.
Lock in a mortgage rate and payment for a period of either 15 or 30 years.
Variable rate - your rate may change over the life of your loan.
15-year or 30-year50
1, 3, 5, 7, or 10-year48,49
Let Me Know When Alliant Rates Gets Even Better
Each loan has specific advantages. For example, the fixed-rate loan provides you with the safety and security of knowing your rate is locked in for the entire term of your loan, and that your monthly payment won’t change. An adjustable-rate mortgage (ARM) usually has a lower payment amount in the beginning of the loan so that you can take care of other necessary expenses, like buying furniture for a new home. Talk to an Alliant home loan specialist to help determine which loan is right for you.
Like any loan, the most important requirement is that you can make the necessary payment without any financial hardship. The shorter the loan term, the less you will pay in interest over the long run, but the larger the monthly payment will be. Keep in mind that even with an Alliant 30-year Fixed-Rate Mortgage Loan, there are no penalties for paying ahead of your payment schedule.
With an adjustable-rate mortgage (ARM) loan, the monthly payment can change after a specific amount of time, according to your loan structure. Talk with an Alliant home loan specialist to review the terms of your ARM loan and make sure you understand how your payment can change over time.
Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
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Rob was an incredible support to me as I purchased a new home in September. He was extremely helpful to explain all the various finance options, as well as followed the process from finding my home, making the offer and through closing to ensure that I was provided the best in service. He assigned a wonderful team to process the loan application and various complex documents for me. I would also like to thank them all for their great and fast completion of my application. I have been a member since the credit union was "founded" and have never waivered in my loyalty. Thanks again Rob for ensuring great customer service and making me feel valued as a member.
Rob Jones provided outstanding customer service. He was a true professional. His clear communication and streamlining of the process allowed for a positive experience. I highly recommend Alliant Credit Union for you home mortgage needs.
I am absolutely satisfied with Alliant's ARM mortgage.
We worked closely with Rob Jones, he provided all the information we needed to choose the best mortgage and guided us through the process until final approval.
I would highly recommend Alliant's mortgages over any other financial institution's. We compared costs and rates with three other banks and none were able to give us a better rate with such low closing costs and absolutely best final monthly payment.
Alliant is the way to go!
The agent who had all my application with my confidential info quit and my paperwork "disappeared". I wanted to know where My papers/application went!
communications constantly fell through cracks..
Appraiser's photos made window look cracked-it wasn't. Agent insisted it be fixed (never was broken)and pay appraiser to recheck.
After 2 months of this idiotic and unprofessional behavior, and limp excuses we did not close loan!
I took all my $ out of Alliant account after this experience!
I had a terrible experience with my Alliant Mortgage Application. The consistent problem I had was a failure of communication. Phone messages and emails were not addressed in a timely manner, or in some cases at all. My attempts we contact the manager at the end of the process were stonewalled. Representatives would not even give out the direct phone extension of the manager. Messages to my loan officer's manager were intercepted and responded to by the loan officer himself via email.
I have been a member since 2007 with multiple accounts that have a blemish free history. I used Alliant for my most recent mortgage (2nd home purchased through them). The experience was so infuriating compared to previous experiences. They blame it on new regulations, but that is bull. I felt like I had to push the process along constantly as, because they have good rates, they have plenty of customers and service suffers. Little communication, indifferent attitudes. Terrible customer service.
We purchased a new home at the end of December and had a great experience using Alliant Credit Union. We worked with Nick, and he was always on top of things. We had our previous mortgage thru the credit union as well and never had any issues.
I have used the credit union mortgage program since 1989 (my wife and I were even asked to pose for the cover of their annual report highlighting the program). The program was originally excellent, not any more! Now there are hefty loan origination fees, points must be paid for their highlighted Low Rates, and absolutely no loyalty shown for membership in excellent long standing. After I find another institution for a refi, I will be moving all my business away from Alliant.
Mortgage loan officer was always off,or, otherwise unavailable when needed. My closing was delayed more than two hours because documents sent by Alliant were late.
I would advise anyone looking for a mortgage to look locally, and avoid Alliant. You will save yourself money and a lot of heartache.
I bought my first place and decided to use Alliant for financing. Rob Jones helped me get pre-approved quickly and worked with me every step of the way -- he was incredibly responsive to my calls and emails! Alliant's fixed rates and closing fees were incredibly competitive. Highly recommended!!
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