How do I pay my loan online without setting up an account? 1. Visit myalliant.com/express-pay and click on the Express Pay button. Alternatively, you can register to save your payment information. 2. Enter your name, email, Express Pay ID and year of birth. If you don't know your Express Pay ID, select "I need help finding my express pay id." Enter your phone number and year of birth. 3. Select your loan and choose your preferred payment method, either debit card of bank account.