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By Pam Leibfried
If you are a city dweller or suburbanite who doesn’t own a car, it’s likely that you occasionally need to rent a car. When you do, it’s a safe bet that the rental car agent will try to get you to pay extra for collision damage waiver (CDW) coverage – in other words, auto insurance from them – on the rental.
But if you pay for that rental with your Alliant Visa® Platinum or Platinum Rewards credit card, you can save some bucks by skipping the add-on insurance. That’s because paying with your Alliant Visa credit card automatically provides Rental Collision Damage Waiver coverage in case of collision or theft while you are driving the rental car.
There are some limitations to this CDW coverage, which are detailed on Visa’s website. A few of the main exceptions/limitations are:
If you’re an Alliant Visa credit cardholder who doesn’t own a car but rents one every now and then, you should see if you can save yourself some bucks on your next car rental by skipping the add-on insurance and relying on your card’s Rental Collision Damage Waiver. Learn more on the Visa website.
Pam Leibfried is a marketing content specialist whose love of words led to a writing and editing career. After a brief stint teaching English, she transitioned to corporate communications and spent 20 years at The Nielsen Company before joining Alliant’s content development team. Early in her work life, Pam’s friend Matt explained the benefits of a 401(k) and her dad encouraged her to start a Roth IRA. Their good counsel prompted her to prioritize retirement savings, which just might enable her to retire early so she can read more and live out the slogan on her fave T-shirt: “I have a retirement plan: I plan on quilting."