Credit & Loans

Demystify the world of credit scores, credit cards and loans. We share what you need to know about debt, including car loans and personal loans.

12/4/24  Credit & Loans
How holiday shopping can impact your credit score

Between the elaborate window displays, sparkling lights and tantalizing sales, it's easy to get caught up in holiday shopping fever. Here's how you can spend and keep your credit score up.

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11/14/24  Credit & Loans
Using a HELOC for home renovations: Pros, cons and considerations

Explore the benefits and risks of using a HELOC for home renovations. Learn key considerations to make informed decisions about financing your next project.

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10/31/24  Credit & Loans
HELOC prepayment penalties: Understanding the costs

Learn about HELOC prepayment penalties, how they work, and strategies to minimize these fees. Make informed decisions about your home equity line of credit.

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10/30/24  Credit & Loans
How do balance transfers work?

Before you transfer a balance to a new credit card, consider your credit score, credit card special promotions, fees and fine print.

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10/23/24  Credit & Loans
Exploring HELOC loan limits: How much can you borrow?

Discover how to calculate your home equity line of credit (HELOC) loan limit. Learn how home equity, LTV ratio and credit score influence the amount you can borrow against your home.

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9/30/24  Credit & Loans
Big expense catch you off guard? Learn how best to pay for it

When facing an expense that's bigger than your emergency fund, should you charge the expense on a credit card, pay with a home equity line of credit (HELOC) or apply for an unsecured personal loan? Learn the ins and outs of these three options to determine which loan best meets your financial needs.

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