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Money Mentor Credit & Loans

Credit & Loans

Demystify the world of credit scores, credit cards and loans. We share what you need to know about debt, including car loans and personal loans.

1/13/26  Credit & Loans
HELOC affordability: How much equity should you tap into?

Learn how to safely tap into your home’s equity with a home equity line of credit (HELOC). Discover lender limits vs. true affordability, key risk factors, smart strategies and more.

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1/5/26  Credit & Loans
Using a HELOC as part of a long-term financial strategy

Learn how a home equity line of credit (HELOC) can support your long-term financial plan. Explore ways to build wealth, manage debt and create financial stability.

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12/10/25  Credit & Loans
Choosing a cashback credit card

Learn how to choose the best cashback credit card and avoid common mistakes to keep more money in your pocket.

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12/4/25  Credit & Loans
Why small payments can have a small impact on your loan balance

Have you ever made a loan payment only to realize the principal balance barely went down? Learn about non-amortizing loans and how they work.

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11/12/25  Credit & Loans
Common HELOC mistakes to avoid

Learn the most common home equity line of credit (HELOC) mistakes homeowners make and how to avoid them. From fees and repayment planning to smart borrowing strategies and more.

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11/5/25  Credit & Loans
How is your credit score calculated?

Whether you're applying for student loans, securing a mortgage, or opening up a fresh line of credit, there are few things more important than your three-digit credit score. Learn more about credit scores and how they are calculated.

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Routing Number: 271081528

NMLS Number: 197185

NCUA Federally insured by NCUA Equal Housing
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33. Alliant Credit Union, Chicago, IL. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

34. We may provide links to third party sites, independent from Alliant Credit Union. These links are provided only as a convenience and do not constitute an official endorsement of the website, application or company by Alliant Credit Union. Alliant Credit Union does not manage the operation or content of these third party websites or applications. The privacy and security policies of the websites or applications may differ from those of Alliant Credit Union.

  
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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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