One-third of Americans not saving for retirement

August 20, 2014 | Pam Leibfried

A new poll by bankrate.com shows that 36% of Americans are not saving for their retirement. And it’s not just that young adults who have not yet begun their retirement savings are skewing the numbers. Even among those fast approaching retirement age – those age 50 to 64 – a startling one-quarter have not begun their retirement savings. And 14% of the 65 and over cohort has no retirement savings.

If you’re in that boat – or even if you’re already saving for retirement but are interested in saving even more – Alliant wants to help you build your nest egg for a secure future. Below are a few services offered by Alliant that will help you get started.

Investments and Retirement Savings

The Alliant Retirement and Investment Services1  team offers a complimentary first consultation – on the phone or in person – with a consultant who can help you to plan for your retirement and create a financial plan to help you pursue a more secure future.

If you haven’t pulled the trigger on saving for retirement because your employer doesn’t offer a 401(k) or you are self-employed, our consultants can help you to set up a Traditional IRA, Roth IRA or other retirement savings vehicle.

To set up your no-cost, no-obligation appointment, call us today at 800-328-1935 to set up your consultation.

Savings accounts and certificates

It’s easy to open a Supplemental Savings account dedicated to savings for retirement, and Alliant’s savings accounts offer high dividend rates and guaranteed safety. Our Certificates are a great way to earn above-market dividend rates, and unlike stocks and bonds, Certificate dividend rates don’t fluctuate with market conditions. Alliant consistently offers Certificate rates that are among the highest in the country and only require a minimum $1,000 investment, unlike many other banks’ certificate requirements.

Alliant’s newsletter and blog

Our blog and newsletters – Member’s Circle and Alliant Home Advisor – include articles to help you improve your financial wellness. We cover budgeting, credit, debt, money management, savings, retirement, home ownership, information security, insurance and other personal finance topics.

Alliant’s social media channels

The Alliant Credit Union Facebook, Twitter, Google+, LinkedIn, and YouTube channels regularly share links to personal finance articles and insights that can help you learn more about managing your finances and increasing your savings for retirement and other financial needs.


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