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Many people save hundreds of dollars by moving from cable or satellite TV to streaming services. It can truly be a smart way to help with family finances, but sometimes it’s not worth the switch. We’ll break down some of the costs to help you decide if cutting the cord is beneficial to you.
You’ve got a ton of options that can add up. Remember your goal is to save money, so be choosy. Here is your guide to cord cutting costs:
Streaming services
Streaming services offer on-demand content of both original content and TV shows and movies that have already aired. Each has its own benefits and exclusive shows. If you’re unfamiliar with one, take advantage of its free trial. If you’re not on board, don’t forget to unsubscribe to the service before the trial period ends. Here are the basic packages for the most popular streaming services:
Note: There are more expensive packages with more features that could increase the cost.
Internet television
These services let you watch live TV with a subscription. Many of them offer different packages, including sports packages. Here are the basic packages for the most popular internet television services:
Higher internet bill
Satellite and TV providers are all about bundling their services to entice people to save on their products. When you “break” your bundle, your internet-only bill will go up. Don’t forget to factor this in!
Antenna
An antenna will give you access to your local network channels including ABC, CBS, CW, NBC, FOX and PBS. These are beneficial when you need to get your local and world news or for big events like elections, award shows and the Super Bowl. An antenna can cost as little as $20.
If you add up the services you want above and it’s more than your current bill, then stick it out with cable. Streaming services cannot completely replace cable. There will be some tradeoffs.
If you’re happy with your package and your options, you should stick it out, especially if you’re a big sports fan. Many of the internet TV companies are limited in games. Here’s a great example: we’re a Packers household in Chicago. (I know, dangerous territory!) One Sunday, we wanted to watch a game, but the network and our internet television plan were playing the regional game, the Bears game. If we wanted to purchase a service to watch it, we would have paid almost $300, while that service is free to DirectTV subscribers. We had to sacrifice the game to stay on budget. The moral of this story: it can be easy to pay more for streaming than cable or satellite.
Cord-cutting can be a great way to spend smarter because it allows you to customize your viewing experience. Just make a mental list of what you enjoy before you cut the cord.
Katie Pins is a marketer fascinated with finance. Whether the topic is about the psychology of money, investment strategies or simply how to spend better, Katie enjoys diving in and sharing all the details with family, friends and Money Mentor readers. Money management needs to be simplified and Katie hopes she accomplishes that for our readers. The saying goes, "Knowledge is Power", and she hopes you feel empowered after reading Money Mentor.
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