It’s annual benefit enrollment time for many Americans whose healthcare is provided by their employers. For many, that includes estimating out-of-pocket medical costs for the coming year to can make sure the contributions to your Flexible Spending Account (FSA) and/or Health Savings Account (HSA) are as accurate as possible. Let's review a few of the foreseeable costs to consider when estimating your medical expenditures for next year.
Having an estate plan will give your family a financial outline after you pass away or become disabled. Although there is no such thing as a “one size fits all” estate plan, learning what an estate plan entails may help you decide how to proceed to create yours.
It’s annual benefit enrollment time for many Americans whose healthcare is provided by their employers. For many, that includes estimating out-of-pocket medical costs for the coming year to can make sure the contributions to your Flexible Spending Account (FSA) and/or Health Savings Account (HSA) are as accurate as possible. In the first article of this two-part series, we review the difference between FSAs and HSAs and a few of the basics of contribution limits and options for each.
A basic goal for retirement investing is to make sure you save enough to make your money last throughout your lifetime. But the longer life expectancy of women means they may need to save more than men, as a woman's money needs to last six years longer on average. Learn more about calculating your long-term financial needs and factors to consider in preparing for retirement.
Now that it’s almost November, it’s time to get serious about preparing your home for the winter weather that is to come. We review a few steps you should take in the coming weeks to protect your home from winter damage and ensure that you and your family stay snug and warm until spring.
Learn more about two of the problems most commonly found by home inspectors – wiring problems and water damage. In order to avoid delays in finalizing the sale of your home, you may want to address these issues before putting your house on the market.
U.S. home sale prices in August continue a 30-month trend in year-over-year increases, with August 2014 prices showing an increase of 6.4% nationwide compared to August of 2013, according to the S&P/Case-Shiller U.S. National Home Price Index.
If you have an Alliant mortgage, you may be able to increase your 2014 mortgage interest deduction* by prepaying your January 2015 mortgage payment. Your January payment must be received by Alliant by Monday, December 22, 2014. (*Consult a tax advisor about the deductibility of interest.)