Why can’t I just keep my money in a piggy bank? Piggy banks are a good start, but if you want to save smarter, it’s best to start putting your money in a savings account. Why? Because by putting your money in a savings account, you can make more money with dividends and interest. Plus, you won't be tempted to spend it. That's what we hear from our adult members 😊 Alliant is also a safe place to save your money and gives you access to other financial services you might want to use when you get older.