Personal loans, personalized for you

Our quick, affordable personal loans could give you the cash you need, when you need it.

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The Run Down
  • Loan consolidation, home expenses or emergencies
  • No collateral required for these unsecured personal loans​
  • Loans from $1,000 to $50,​​​​​00056​​
  • Terms from 1 to 5 years56
  • Typically, same-day deposit into your account! (Or we’ll mail a check if you prefer.)
  • No prepayment penalties. Pay early and save on interest.
  • Loan approval and APR based on payment method, creditworthiness and ability to repay.
Personal Loan Rates
APR Term
6.24 % 12 Months
7.24 % 24 Months
9.24 % 48 Months
10.24 % 60 Months
Earn 1.35% APY on your savings!63

That's 15x the national bank average!71

Learn more about savings

Calculate your Personal Loan Payment

Our personal loan calculator will help you estimate your payments so you can find the right loan for you.



Alliant Online Personal Loans

Need money fast?

Our no-hassle personal loans offer quick approval decisions and often provide funds the same day you apply online42. Alliant Personal Loans are unsecured signature loans requiring no collateral.

Terms and amounts

Personal loan amounts are available from $1,000 to $50,000. Available terms include one-year, two-year, four-year and five-year loans, and we won't penalize you if you pay your loan off early.

How to use a personal loan

A personal loan can help you consolidate other loans, pay for emergency expenses or fund a home improvement project. Learn more about personal loans.

Alliant

 
Flexible terms (12-60 months)56 | ✔
No origination fees | ✔
Same day approval in most cases | ✔
Same day funding in most cases | ✔
No prepayment fees | ✔
Flexible terms (12-60 months)56 | ✖
No origination fees | ✖
Same day approval in most cases | ✖
Same day funding in most cases | ✖
No prepayment fees | ✔
Flexible terms (12-60 months)56 | ✖
No origination fees | ✔
Same day approval in most cases | ✔
Same day funding in most cases | ✖
No prepayment fees | ✔

*Chart comparisons based on info compiled from competitors’ websites as of May 7, 2019.

"Best Banks of 2019" - NerdWallet

MONEY’s Best Credit Union of 2019

"MONEY’s Best Credit Union of 2019"

"Best Credit Union Personal Loans 2019" - Student Loan Hero

Let Me Know When Alliant Rates Gets Even Better

Attention California residents: You can find Alliant’s California Privacy Statement, as required by the California Consumer Privacy Act, by clicking here.

Personal loan FAQs

When will I receive the funds from my Alliant Personal Loan?

As long as your loan is approved through the Alliant loan process, funds are available the same day, in most cases.

What type of collateral do I need to provide for a personal loan?

Alliant Personal Loans are unsecured loans (aka, signature loans), so no collateral is needed. Contact a loan specialist for more information.

Can I pay off my loan quicker than the payment schedule?

Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.

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