We’ll pay you back up to $20/month in ATM charges if you use an out-of-network ATM to access your checking account.
Want a low rate? High rewards? A prestige cashback card? We’ve got the right card for your needs.
Simplify your life and save money when you refinance.
Alliant returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Teen Checking – with smart limits and parental monitoring – helps you teach money skills.
Your safety is our top priority. We use industry leading technology and processes to keep your personal and financial information secure.
We commit to keeping you safe with state-of-the-art physical and online banking security measures
We use state-of-the-art fraud monitoring tools that monitor your account for suspicious transactions and activity to help protect you against fraud. If we detect unusual purchasing patterns or locations, we may deny or hold a transaction until we’re sure that it’s valid.
This is why we recommend you let us know when you’re traveling outside of your normal spending area – even if it’s just a few states away from where you live. Notify us of your travel plans via our Travel Notification form in Alliant Online Banking or by calling 800-328-1935.
The Alliant website, mobile apps, and other digital channels use secure protocols to ensure that data transmissions are secure.
You can register your computers or mobile devices with us so we’ll know when your account is being accessed from someone else’s equipment; we’ll then ask additional security questions to confirm that it really is you accessing the account.
Alliant Visa Credit and Debit Cards offer the added security of EMV smart chips. EMV chip cards are the global standard for card security, offering improved protection against fraud wherever chip-enhanced payments are accepted.
Alliant is an industry leader in adopting mobile payment technologies like Apple Pay®, Google Pay™ and Samsung Pay™, which use tokenization to provide additional security. You can use your Alliant Visa debit or credit card to pay for purchases using these mobile payment apps or other digital wallets like PayPal, Visa® Checkout or Venmo.
Alliant accounts are insured by the NCUA up to $250,000 - providing the same benefits as FDIC insurance for a bank account.8
We're here and ready to help you, day or night.
Mobile app: Under Card Management in our mobile app
Online: Send us a secure message in Alliant Online Banking.
Call us (24/7):
Credit Card - 866-444-8529
Debit Card - 800-328-1935
If you are traveling, set a Travel Notification online or by calling Alliant at 800-328-1935 so you’ll be able to use your credit and debit cards seamlessly as you travel.
Change your password or PIN online anytime by logging in to online banking.
If you believe you have been a victim of fraud and you want us to temporarily suspend your account, call us at 800-328-1935.
Take advantage of our security tips and practices to keep yourself as safe as possible
Regularly monitor your accounts for unauthorized transactions. Alliant’s easy-to-use alert system makes it easy to monitor your accounts so fraud won’t go undetected. If you notice anything suspicious, contact us immediately. Alliant must receive notification of suspected fraud within 60 days of the suspicious or fraudulent transaction in order for you to file a claim.
Set up screen-lock passwords on all phones, tablets and computers you use. Equip your computers with virus and spyware protection software and keep your computer operating systems and browsers updated, and avoid modifying your operating system (commonly called ‘jailbreaking’), which will void the warranty and expose your device to potential threats.
Avoid using online banking while on public WiFi networks; use your cell phone connection instead. Don’t allow browsers to remember your passwords for financial sites or sites where you shop, and only log in to sites with secure browsing (look for “https” URL instead of “http”).
Never share your PIN (Personal Identification Number) with others, and be careful when entering your PIN. Pay attention to your surroundings in the checkout line or at an ATM and shield the keypad from view as much as you can while entering your PIN.
Good passwords are key to preventing unauthorized account access. Use a different password for each site, and never reuse the same password on multiple financial sites. Then even if a hacker gains access to one account, the same login info won't give them access to others.
Before you swipe your debit or credit card at an ATM, store or gas pump, take a good look at the card payment terminal to see if it looks suspicious. Extra parts sticking out or loose pieces may indicate the presence of a skimming device that thieves use to capture card info.
Have your paychecks and dividends deposited directly to your account so you won't have to worry about lost or stolen checks.
Subscribe to the Federal Trade Commission (FTC) ScamAlerts to receive an email about what to watch out for when a new scam is becoming widespread.
Reduce the chance of mail fraud. Sign up for paperless statements by logging in to Online Banking.
Only download apps for your device on trusted sources such as the Apple App Store and Google Play. This will protect you against fake and malicious apps that may target your data.
Add your Alliant Visa debit or credit card into mobile payment apps that use tokenization – like Apple Pay®, Google Pay™ or Samsung Pay™. Every time you pay using the mobile payment app instead of using your physical card, you help to shield your card number from fraud.
In case your mobile device is lost or stolen, you should be able to remotely wipe your data to prevent unauthorized access. Install and configure an app that will let you remotely locate and wipe your phone (example: ‘Find My iPhone’ for iOS devices).
Get in-depth answers to your security questions from our extensive knowledge base.