Bank like a financial pro with the Alliant mobile app. Make payments, deposit checks, manage cards and so much more.
Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit.
Browse new and used vehicle inventory, and qualify for a rate discount when you buy!81
Separate each of your savings goals into an Alliant Supplemental Savings Account so you can visualize your progress.
Discover how an award-winning banking experience could be your next little win.
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Help your teen learn responsible financial habits now, without worrying about overspending in the process.
Supercharge your teen checking account! To earn our great interest rate each month, simply opt in to eStatements and have at least one electronic deposit to your teen checking account.61 Learn more about high-rate checking.
Our mobile app lets you bank from anywhere! It's one of the reasons we're Business Insider's Best Banks of 2020.
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"Best Teen Checking Accounts 2019"
Wave goodbye to monthly service and minimum balance fees, and say hello to 80,000+ fee-free ATMs and $20/month in ATM fee rebates. Please review our simple fee schedule with your teen to help them understand how to avoid other fees, such as non-sufficient funds charges.
Daily debit card limits of $100 in cash ATM withdrawals and $300 in spending provide peace of mind and curb unnecessary splurges. Plus, the adult joint owner has full account access and can set up transaction alerts to monitor your teen's spending.
It's easy to move money from your Alliant account to your teen's, whether it's a one-time transfer or recurring transfers, like their weekly allowance. Standard ACH transfers are free, and only the adult joint owner can set up outgoing transfers.
Simply tap your contactless debit card when paying for clothes, pizza and even gas! It’s fast and easy, and your account is covered with state-of-the-art fraud protection. Learn more ways to use your new debit card
Your teen's smartphone and the Alliant Mobile Banking App make account management and budgeting simple. They can even leave their debit card at home, because it's compatible with digital wallets like Apple Pay™, Samsung Pay™, Google Pay™, and other payment apps like PayPal and Venmo.
Alliant's online and mobile banking have a built-in PFM to help your teen review their spending patterns in their teen checking account. It helps them see if it's fast-food meals or app store purchases that are the biggest drain on their wallet, making it easier to adjust their spending.
What's the key to teaching your teen smart money management skills? It's talking to them about money and giving them increased responsibility for managing their own spending in a teen checking account.
Teach your teen how to use a checking account, including how to use mobile deposit for checks, effectively manage their money and avoid paying checking fees.
Talk with your teen about why saving a portion of their paycheck from summer or part-time jobs makes sense for their future. Have them deposit their paycheck using the Alliant Mobile Banking App, then transfer part of that paycheck into their savings account.
These days, teaching kids about money also includes clueing them in on the dangers of fraud. Talk to them about the importance of keeping their account secure, and rest easy knowing their account is covered by Visa’s $0 fraud liability feature37. With this added protection, they’ll never pay for unauthorized fraudulent charges on their debit card.
Watch this video for three easy steps to start a basic conversation about money with your teen!
Is your teen a member of Alliant?
(membership is required)
Yes, my teen is already a member. I only need to open a Teen Checking Account.
Teen Checking (PDF)
No, my teen isn't a member yet, I need to open their membership and Teen Checking Account at the same time.
Membership + Teen Checking (PDF)
Teen Checking applications are transacted via secure email. Just fill out the form below and we will email you with instructions within one business day. Note: Please use the same name and email address you used when you set up your current Alliant account to ensure you receive the secure email.
First Name* Please enter your first name. Last Name* Please enter your last name.
Attention California residents: You can find Alliant’s California Privacy Statement, as required by the California Consumer Privacy Act, by clicking here.
Submit
We’ll give you a call if we need additional information from you. If you mailed in your application and haven’t heard from us about the status of your account within 14 business days -– or if you've faxed in your application and haven’t heard from us within 7 business days –- give us a call at 800-328-1935 to request an update.
Need an alternative way to submit your application?
Mail to:
Alliant Credit Union Attn: Account Services PO Box 66945 Chicago, IL 60666-0945
Fax to:
(773) 462-2124
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Non-standard service fees may apply. Fees subject to change. View our full fee schedule.
Members who are 13–17 years of age are eligible to open an Alliant Teen Checking Account.
Yes, joint owners can view your teen’s checking and savings accounts once given access. To view Alliant joint account(s) within online banking, the primary account owner must first give access.
For teen checking accounts, your teen should log in to Alliant online banking, then click into their Alliant Teen Checking account in the left sidebar of the main My Accounts page.
1. Select “Account Details” 2. Select “Manage Joint Owners” 3. Select “Manage Online Access” 4. Follow the onscreen prompts to select the account(s) your teen would like you to have access to. 5. Click the “Update” button
After your teen completes the above steps, you can then log in to your own Alliant Online Banking to view your teen’s checking account.
You can transfer funds to your teen’s account by using our “Transfer Money” feature within Alliant Online Banking. Transfers can be made member-to-member or to external accounts and can be scheduled as one-time or setup to be recurring.
If your debit card was lost or stolen, please call us at 800-328-1935 (24/7). For international callers, contact us at 773-462-2000 (24/7). You can also report a lost or stolen debit card by logging in to your secure Alliant online banking account or the Alliant mobile banking app.
Yes, but you must meet two simple requirements monthly to qualify. If you don’t fulfill each requirement monthly, you won’t earn high-yield checking interest for that month. Requirements include:
1. Opt out of paper statements and start receiving free eStatements.
2. Have at least one of the following recurring monthly electronic deposits to your Alliant Teen Checking Account: Direct deposit, monthly ATM deposits or transfers from another financial institution into your Alliant account. Transfers between your Alliant accounts do not qualify as an electronic deposit.
An Alliant Teen Checking account must be opened as a joint account with a parent or guardian. It offers many of the same features as our regular checking account, but it offers greater peace of mind for parents or guardians through a variety of controls.
The Alliant Teen Checking Accounts will automatically convert to a regular Alliant Checking Account once the account holder turns 18. The existing joint owner(s) will continue to remain as joint owner(s) unless they are specifically removed by the primary owner. We'll send a new debit card, which should be activated as soon as possible. The debit cards for the teen account should be shredded, as they will be deactivated shortly after the teen's birthday. At account conversion, the daily ATM Debit Card spending and withdrawal limits will be increased to the regular checking account limits.
Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website.
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