The Money Mentor

Return to Blog Roll

Posts in Credit 101

6/7/18  Credit 101Housing
Paying for a big expense: personal loan, HELOC or card

When facing an expense that's bigger than your emergency fund, should you charge the expense on a credit card, pay with a home equity line of credit (HELOC) or apply for an unsecured personal loan? Learn the ins and outs of these three options to determine which loan best meets your financial needs.

Read Full Article
4/12/18  Credit 101Housing
Deciding between a cash-out refi or a home equity loan

When you need to access the equity in your home, a home equity loan, a HELOC and a cash-out mortgage refinance are all viable options. But what factors should you consider when choosing the loan option that's right for you?

Read Full Article
3/30/18  Career & EducationCredit 101
4 steps for freelancers to choose the right credit card

Follow these simple steps to find a card that fits your needs based on how you spend your money.

Read Full Article
9/25/17  Credit 101
Rewarding yourself: How to get the most out of your rewards credit card

To help you maximize your credit card rewards, we made a list of helpful tips you can follow so you can get the most out of every dollar you spend.  

Read Full Article
9/21/17  Credit 101
Credit roundup: How to score an even higher credit score

Checked your credit score recently and wished it were even better? You’re not alone. We've gathered a few proven tips from NerdWallet that can help you boost your credit score even higher—and stay there.

Read Full Article
8/1/17  Credit 101Up Your Security IQ
Visa Checkout: A secure and convenient way to pay

Want to pay online quickly, without filling out those long payment forms and entering your credit or debit card info? Just use Visa Checkout, the digital wallet service from Visa. It's quick, safe and easy to use. 

Read Full Article