Buy what you want & get rewarded for it with a Visa Platinum Rewards card

Earn 2 reward points for every dollar you spend86 — redeemable for cash, gift cards, merchandise and charitable contributions.

The Run Down
  • As low as 0% introductory rate51 for 12 months on purchases and balance transfers (After the introductory period, a low standard variable rate applies ranging from 13.24%–23.24%. Balance transfer fee of 2% of the amount transferred,  $5 minimum.)
  • Plus, earn 5,000 bonus points with qualifying spend64
  • Earn two reward points for every dollar spent86
  • $0 fraud liability guarantee37 from Visa
  • Generous credit line
  • EMV chip for enhanced security
  • Works with Google PayTM, Apple PayTM and Samsung PayTM 38
  • No annual fees51
0 %
Introductory rate
A savings account to help you win

Unlock the power of savings with no maximum balance limit requirements and no monthly fees if you select eStatements.

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Best Credit Union 2020 - Bankrate

"Best Credit Union 2020" - Bankrate

Best Bank for Online Experience of 2020 - Nerdwallet

"Best Bank for Online Experience of 2020" - Nerdwallet

"Best Credit Unions of 2020" - GoBankingRates

So many ways to reward yourself

Learn more about your Visa Platinum Rewards card benefits

The Alliant Visa® Platinum Rewards Credit Card gives you two reward points for every dollar you spend, with no limit to the points you can earn.86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers.

Points can be redeemed for cash back, travel, gift cards, merchandise and much more. Redeem your points for a variety of reward options to help you live your life to the fullest including:

Travel: Plane tickets, cruises, car rentals and hotel stays.

Merchandise: Electronics, appliances and sports equipment.

Cash back: Cash back and gift cards.

Charity: Feeling generous? You can also donate your rewards to a worthy cause.

You can preview or redeem rewards by visiting the Alliant Rewards Catalog or find more details in our Rewards Program Brochure.

Alliant rewards

With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more. 

Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.

$0 liability on fraudulent charges

With the Alliant Credit Union Visa credit card $0 liability feature, in most cases, you won't pay for unauthorized charges on your credit card.

See our Security Center to learn more about why you're safe with Alliant.

Greater security

All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.

In addition to the EMV chip, Alliant Credit Cards also have a magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.

Auto Rental Collision Damage Waiver98

Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to benefits for more information.

Roadside Dispatch®

Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for more information.

Google Pay, Apple Pay and Samsung Pay

Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Google Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38

ID Navigator Powered by NortonLifeLock™

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock, your partner against identity theft, helps provide you with tools so you can act quickly should the unexpected happen.

To confirm eligibility, visit

Visa® Platinum Rewards Card Rates

0 %
Introductory rate

Low introductory and standard rates Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 13.24%–23.24%. The balance transfer fee is 2% of the amount transferred,  $5 minimum.

Let Me Know When Alliant Rates Gets Even Better

Attention California residents: You can find Alliant’s California Privacy Statement, as required by the California Consumer Privacy Act, by clicking here.

Visa Platinum Rewards Credit Card FAQs

Do you have introductory rates? How does that work?

We offer some of the lowest introductory purchase and balance transfer rates available.  Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51 A balance transfer fee of 2% of the amount transferred,  $5 minimum will be applied.

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.

How can I make a credit card payment?

You can make a credit card payment any time by making a transfer in Alliant Online Banking, using Bill Pay, using the Alliant Mobile Banking App, or by calling us at 800-328-1935 (24/7).

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 7-10 days to receive your new Alliant Visa credit card in the mail.

Can I use my Alliant credit card(s) with Apple Pay™?

Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.

What are the benefits of having an Alliant credit card?

As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too. 

There are charges on my credit card I don’t recognize. What do I do?

To report an unrecognized charge, call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant online banking. First, select your Visa card from your list of accounts. Then click the “Manage Accounts” tab, select “Dispute Transaction” and follow the prompts to identify and submit the specific transaction(s) you want to dispute. 

How do I report a lost or stolen debit card ?

If your debit card was lost or stolen, please call us at 800-328-1935 (24/7). For international callers, contact us at 773-462-2000 (24/7). You can also report a lost or stolen debit card by logging in to your secure Alliant online banking account or the Alliant mobile banking app

What fees do you charge on your credit cards?

Please see our terms and conditions for a complete list of fees.

How can I increase my card limit?

Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.

How do I make the most of my rewards?

You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.

Can I get Visa Purchase Alerts?

Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at

Can I transfer balances from other credit cards to my Alliant Visa Platinum Rewards card?

Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Visa Platinum Rewards card. A fee of 2% of the balance transfer applies, $5 minimum.

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