Bank like a financial pro with the Alliant mobile app. Make payments, deposit checks, manage cards and so much more.
Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit.
Browse new and used vehicle inventory, and qualify for a rate discount when you buy!81
Separate each of your savings goals into an Alliant Supplemental Savings Account so you can visualize your progress.
Discover how an award-winning banking experience could be your next little win.
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Earn 2 reward points for every dollar you spend86 — redeemable for cash, gift cards, merchandise and charitable contributions.
Unlock the power of savings with no maximum balance limit requirements and no monthly fees if you select eStatements.
"Best Credit Union 2020" - Bankrate
"Best Bank for Online Experience of 2020" - Nerdwallet
"Best Credit Unions of 2020" - GoBankingRates
Learn more about your Visa Platinum Rewards card benefits
The Alliant Visa® Platinum Rewards Credit Card gives you two reward points for every dollar you spend, with no limit to the points you can earn.86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers.
Points can be redeemed for cash back, travel, gift cards, merchandise and much more. Redeem your points for a variety of reward options to help you live your life to the fullest including:
Travel: Plane tickets, cruises, car rentals and hotel stays.
Merchandise: Electronics, appliances and sports equipment.
Cash back: Cash back and gift cards.
Charity: Feeling generous? You can also donate your rewards to a worthy cause.
You can preview or redeem rewards by visiting the Alliant Rewards Catalog or find more details in our Rewards Program Brochure.
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa credit card $0 liability feature, in most cases, you won't pay for unauthorized charges on your credit card.
See our Security Center to learn more about why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards also have a magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to benefits for more information.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for more information.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Google Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock, your partner against identity theft, helps provide you with tools so you can act quickly should the unexpected happen.
To confirm eligibility, visit www.cardbenefitidprotect.com.
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 13.24%–23.24%. The balance transfer fee is 2% of the amount transferred, $5 minimum.
Let Me Know When Alliant Rates Gets Even Better
Attention California residents: You can find Alliant’s California Privacy Statement, as required by the California Consumer Privacy Act, by clicking here.
We offer some of the lowest introductory purchase and balance transfer rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51 A balance transfer fee of 2% of the amount transferred, $5 minimum will be applied.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
You can make a credit card payment any time by making a transfer in Alliant Online Banking, using Bill Pay, using the Alliant Mobile Banking App, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new Alliant Visa credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
To report an unrecognized charge, call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant online banking. First, select your Visa card from your list of accounts. Then click the “Manage Accounts” tab, select “Dispute Transaction” and follow the prompts to identify and submit the specific transaction(s) you want to dispute.
If your debit card was lost or stolen, please call us at 800-328-1935 (24/7). For international callers, contact us at 773-462-2000 (24/7). You can also report a lost or stolen debit card by logging in to your secure Alliant online banking account or the Alliant mobile banking app.
Please see our terms and conditions for a complete list of fees.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Visa Platinum Rewards card. A fee of 2% of the balance transfer applies, $5 minimum.
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You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.