Tired of paying ATM fees? Alliant offers ATM Rebates!

Man uses ATM rebates.
September 25, 2024 | Alliant Credit Union

All checking accounts are not created equal, and when shopping around for a new financial institution, it is always a good idea to investigate the potential fees associated with the accounts. Some financial institutions charge you just to have a checking account or charge a monthly fee when your balance is under a certain amount. And most banks charge you whenever you use an ATM that isn’t inside one of their own locations.

Over the last decade, rising fees are common throughout the financial industry. Learn how you can avoid blowing your budget on ATM fees.

What you'll learn: 

What are ATM fees

ATM fees are a huge part of the cost that many Americans pay for their checking accounts, and they have been steadily increasing in the past few years. The average ATM fee, according to Bankrate.com, now stands at $4.77 per transaction, when using an out-of-network ATM, which is a new record high.

And even though a fee of a few dollars may not sound like a lot, if you have a bank checking account and use out-of-network ATMs often, the cost adds up very quickly. “If you’re in the market for a new checking account, look for a bank that’ll reimburse you for out-of-network ATM charges. Thirty-two percent of the banks in Bankrate’s survey offer customers free out-of-network withdrawals,” says Amanda Dixon in a Bankrate article.

Make the switch and start saving now

A great solution to save on ATM and checking fees without compromising on convenience and service is an Alliant High-Rate Checking account without a monthly service fee when you sign up for eStatements, plus ATM rebates up to $20 each month.19

If you don’t yet have an Alliant checking account, switching today should be your next smart-money move. If you use ATMs a lot, you could save up to $240 a year! It’s quick and easy to make the change.

Alliant ATM rebates

An Alliant Visa® contactless debit card provides  access to more than 80,000 fee free ATMs nationwide.19 Alliant also offers ATM rebates:

  • If you use other banks’ ATMs and they charge fees, we’ll rebate the fees up to $20 per month.19 That means as much as $240 more in your pocket each year!
  • Rebates will be deposited within one business day, so you won’t have to wait for your money. (Many banks that offer ATM rebates will not deposit your money until the end of the month.)

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