Kids Savings Account with 3.01% APY⁶³

Yes, as a joint owner, you can view your child’s Alliant Kids Savings account once given access. To view Alliant joint account(s) within online banking, the primary account owner must first give access.

Your child should log in to Alliant online banking, then click into his or her savings account in the left sidebar of the main My Accounts page.

• Select “Account Details.”
• Select “Manage Joint Owners.”
• Select “Manage Online Access.”
• Follow the onscreen prompts to select the account(s) your child would like you to have access to.
• Click the “Update” button. 

After your child completes the above steps, you can then log in to your own Alliant online banking to view your child’s savings account.

If you would like to open a savings account for a minor who is 13‐17 years old, an Alliant Teen Checking account can be opened which also comes with a savings account.

When your child reaches the age of 13, they will be eligible to apply for the Teen Checking account. Their Alliant Kids Savings Account will remain as a savings account, and any funds in the account will remain in the account unless or until they withdraw or transfer them. The only change is that they will also have the option of applying for an Alliant Teen Checking Account. If they do open a checking account, they will then have a debit card that enables them to access both their savings and checking accounts, so that they can easily transfer funds between the accounts.

Yes, your deposits in your Alliant accounts are federally insured by the National Credit Union Administration (NCUA). No member of a federally insured credit union has ever lost one penny of insured savings. For more details, visit our NCUA page.

You can create a login to access the Kids Savings account in online banking and the mobile app. When you set up your Alliant Online Banking credentials, you should use the minor’s information when setting up the Kids Savings account. If you opened your account over 30 days ago, you will need the membership number (10 digits), which was mailed with the welcome letter after becoming a member.

Once you create a login for yourself and your Kids Savings account, you can link and provide the joint owner access to view the Kids Savings account from their own account login.

A supplemental savings account is a great way to save for multiple savings goals. You can divide up your savings into separate savings accounts, or savings buckets, while maintaining the same great benefits. At Alliant, you can open up to 19 supplemental savings accounts for various saving goals.

Here is how to open a supplemental savings account for a Kids Saving account:

1. Click on Explore Products in Alliant Online Banking and select Open Now under Supplemental Savings.

2. Type in a custom name for the child’s savings goal, such as college, bike, charity or other savings goals.

3. Follow the remaining prompts to select how you will fund the supplemental savings account going forward, such as a transfer from the primary savings account or other supplemental savings accounts.