It's never too early to start saving

An Alliant Kids Savings Account is a perfect way for younger children to learn how saving will help them meet their goals.

Kids Savings Accounts
The Run Down
  • Perfect savings account for kids 13 and younger
  • Receive a special Kidz Klub kit (see below)
  • All Kidz Klub accounts are joint accounts co-owned by a parent, grandparent or guardian
  • Review balances and transfer money in online banking and mobile banking
  • We'll pay your $5 initial deposit22 to get your child started!
  • Deposit birthday checks with our mobile banking app
  • No monthly fees22 for members electing eStatements
0.95 %
0.946 %
Bank on the Go!

Our mobile app gives you access to your Alliant Account in the palm of your hand.

Download the Mobile App

Just wait until they get their Kidz Klub kit!

Identification card

A special Kidz Klub membership card where your child can write his/her Alliant member account number on the card.

Account information book

Includes important information about the Kidz Klub account that kids should go over with their parents.

Deposit checks with your child

With our mobile banking app, you can easily scan and deposit checks right from your phone. Next time your son or daughter gets a birthday check, deposit the money together to show how fun saving can be!

Kids can track their savings

Our savings accounts for kids can be easily accessed by you and your child through Alliant Online Banking or via our mobile banking app any time. Watch the money grow over time to get your child excited about saving.

Special instructions for your application

For applicants under 12 years of age, the parent, grandparent or a guardian must sign the child’s name and his or her own name and date (e.g., John Smith, a minor, by parent, Mary Smith). The parent, grandparent or a guardian must be a joint applicant on the account for everyone under the age of 18.

Kidz Klub Savings for Kids Rates

0.95 %
0.946 %

Let Me Know When Alliant Rates Gets Even Better

Kidz Klub Fees

Courtesy Pay Fee (per occurrence) $25
Overdraft Transfer (max per day) $3
Paper Account Statement Fee (each) $1
Wire Transfer (incoming) Free
Foreign Wire Transfer (outgoing) $50
Domestic Wire Transfer (outgoing) $25
Sight Draft Deposit Fee (per item) $25
Return Deposit Item $15
Miscellaneous Fees (per item) [Levies, Garnishments, Collection Item] $29
Deposit of Check Drawn on a Non-U.S. Bank - including Canadian $35
Copy of Document (per document) $5
Bad Address Fee $5
Account Closed within 90 Days of Opening $10
Account Maintenance Upon Member Request (1 hr min) (per hour) $25
Dormant Account Fee $10
Inactivity Fee $10
Replace Lost Card (Debit, Convenience) $10
Priority mail services for distribution of Visa® credit cards, checks, Visa® Debit Card, Convenience Prices start at $18

Kidz Klub FAQs

Why do I need to save?

Spending money is fun, but saving money can be fun, too. And, saving money is one of the smartest things you can do. Whether you’re saving for a cool new game or toy, a new bike or your future education, every little bit of money you save adds up. Plus, it’s fun to watch your money grow.

Why can’t I just keep my money in a piggy bank?

Piggy banks are a good start, but if you want to save smarter, it’s best to start putting your money in a savings account.

What’s a dividend?

A dividend is money that Alliant pays you for keeping your money in an account with us and being a member. The dividends you earn help you save money even faster. Another word for dividend is interest.

Do I have to maintain a minimum balance to get dividends?

To qualify for dividends, you must maintain a daily average minimum balance of $100. Alliant dividends are paid monthly.

Is Alliant a bank?

Alliant is better than a bank. We are a credit union that's owned by our members. That means that your new Kidz Klub account makes you a member AND part owner. Your membership represents your share in Alliant Credit Union.

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