With Alliant Checking the free benefits really add up. Plus, with our High Rate Option you will enjoy a high dividend rate and no minimum balance requirement to earn it.
0.65% APY | 0.648% Dividend Rate
High Rate option can be added to Free Checking or Free Teen Checking at any time. Simply opt-out of paper statements and start using eStatements and have at least one monthly electronic deposit to your Alliant checking account.
Your electronic deposit can be a direct deposit, payroll deposit, ATM deposit, eDeposit, eDepositPlus, Mobile deposit or transfer from another financial institution.
Is Alliant Checking really free of monthly fees?
Alliant Basic & High Rate Checking have no monthly service fee or minimum balance fee, unlike most banks. Standard fees, such as non-sufficient funds and check printing, do apply — see our Fee Schedule for a complete list of these types of fees or contact a Member service Representative.
Does Alliant Checking pay a dividend?
Alliant High Rate Checking Option pays a monthly dividend, please see requirements. Alliant Basic Checking does not pay a monthly dividend. Checking dividends are paid on the last of each month. The checking dividend is subject to change monthly.
What are the requirements for the Free High Rate Checking Option?
Will I get a Visa® Debit Card with my Alliant checking account?
Yes, you will receive a free Visa® Debit Card, which you can use for purchases or to access ATMs worldwide.
Should I balance my checkbook?
Even though most people don’t use actual paper checks with their checking account, it is still a good idea to balance your checking account. Doing so creates a safeguard for your finances and lets you know how much money is being spent, and on what items. You can use our Account Reconciliation form (PDF).
I’m planning to travel outside the USA and will be using my Alliant Visa Debit Card. Will I be able to use my card?
Yes, you may use your Alliant Credit Union Visa® debit card for purchases and at ATMs throughout the world. However, we ask that if you are planning travel outside the United States, please call us at 800-328-1935 (24/7) for additional information and tips before your trip so you will have uninterrupted service while you’re traveling.
At Alliant, security is one of our top priorities. To help protect your personal identity and Alliant accounts against fraudulent activity, we may occasionally block transactions in foreign countries and other areas where fraud is widespread.
If you are planning to travel outside the United States, please call us at 800-328-1935 (24/7) for additional information and tips before your trip so you will have uninterrupted service while you’re traveling.
Lost or Stolen Debit Card
If your card is lost or stolen please call us at 800-328-1935 (24/7).
For international inquiries call 773-462-2000.
Check our fee schedule.
|Online Banking Login|
Deposits & Investments
Health Savings (HSA)
Trust & Custodial Accounts
Lost or Stolen Card
800-328-1935 | ABA Routing and Transit Number # 271081528
Alliant Credit Union, Chicago, Illinois. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.
*These sites are owned by a third party unaffiliated with Alliant Credit Union. We are not responsible for the privacy or security policies or content on the sites or other linked third party sites. Never disclose personal or account information. Read more