Regular Savings

High-Yield Savings

An Alliant savings account is the first step to becoming a member-owner in Alliant Credit Union. An initial deposit as low as $5 is all it takes to experience:

• 3.75% APY
• Up to 7x higher than the bank industry average*
• No maximum balance limit
• High dividends paid monthly on average daily balances of $100 or more
• At least $100,000 in NCUA insurance through the National Credit Union Share Insurance Fund
• Access to our diverse line of financial products and services

You can designate your Alliant savings as a single, joint, single/joint with one or more beneficiaries or living trust ownership account. Best of all, you’ll have expanded account access through Service Centers, TeleCenter, Online Banking, Self Service Telephone (SST) and ATMs.

Make a change for the better
Switch your savings and direct deposits to Alliant.

*Comparison of Alliant May 2008 Savings Dividend and national average bank savings rate of .53% obtained from Datatrac as of April 29, 2008.

The July Savings and IRA Dividend declared 06/19/08 provides a Dividend Rate of 3.69% - Compounded Annual Percentage Yield of 3.75% APY. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more in Savings or IRA.

Convenience Card Savings… Account Access

Our Convenience Card gives you secure access to your Alliant savings account at participating ATM networks worldwide.*

• Make cash withdrawals, up to $500 a day*
• Make deposits up to $10,000 per day*
• Request balance information
• Enjoy unlimited free transactions at Alliant-owned ATMs
• Perform up to eight free transactions per month at non-Alliant owned ATMs*
• Enjoy surcharge-free ATM transactions at CO-OP Network and Alliance One ATMs*

To get a card now, fill out the Convenience Card Application (PDF).

*View Disclosures

Frequently Asked Questions

Can I really open a savings account with just $5?
Yes, it’s true. You can open an Alliant savings account and become a member for just $5. Everybody has to start somewhere, and we want to make it as easy as possible for new members to begin to save, even if it starts with just $5.

Is there a minimum balance?
The minimum balance to keep your savings account open is only $5.

Do I have to maintain a minimum to get dividends?
Alliant savings dividends are paid monthly. In order to qualify for dividends, you must maintain a daily average minimum balance of $100 or more each month.

How do I get started?
The first step is to make sure you qualify for membership. If you qualify, complete our easy to follow online membership enrollment agreement and we’ll get your account open.

Check our fee schedule.