High-Yield Savings
An Alliant savings account is the first step to becoming a member-owner in Alliant Credit Union.
- 2.00% APY
- Over 7x higher than the bank industry average*
- High dividends paid monthly on average daily balances of $100 or more
- At least $250,000 in NCUA insurance through the National Credit Union Share Insurance Fund
- Convenience Card account access
- $5 deposit minimum
- No maximum balance limit
You can designate your Alliant savings as a single, joint, single/joint with one or more beneficiaries or living trust ownership account.
You can access your account through:
- Online Banking
- Self Service Telephone (SST) 800-482-5328
- ATMs
- Service Centers
- Member Contact Center 800-328-1935
Move your savings and direct deposits to Alliant with our Switch Kit Forms.
Open a Regular Savings Account »
*Comparison of Alliant October 2009 Savings Dividend and national average bank savings rate of .30% obtained from Datatrac as of October 1, 2009.
Convenience Card
Our Convenience Card gives you secure access to your Alliant savings account at participating ATM networks worldwide.
- Make cash withdrawals, up to $500 a day
- Make deposits up to $10,000 per day
- Request balance information
- Enjoy unlimited free transactions at Alliant-owned ATMs
- Enjoy surcharge-free transactions at more than 80,000 ATMs, including CO-OP Network, Alliance One, CU24/CU Here, Allpoint and Bank of the West ATMs
- Perform up to 8 free transactions per month at non-Alliant owned ATMs
Frequently Asked Questions
Can I really open a savings account with just $5?
Yes. You can open an Alliant savings account and become a member for just $5. Everybody has to start somewhere, and we want to make it as easy as possible for new members to begin to save, even if it starts with just $5.
Is there a minimum balance?
The minimum balance to keep your savings account open is only $5.
Do I have to maintain a minimum to get dividends?
Alliant dividends are paid monthly. In order to qualify for dividends, you must maintain a daily average minimum balance of $100.
Make sure you qualify for membership, then apply online, and we will get your account open.
Check our fee schedule.





