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The Alliant Teen Checking Account is specially designed to help your teen learn how to responsibly manage money. Soon, they'll be paying you an allowance!
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All free teen checking accounts have a parent or a guardian as a joint owner who will have full access to the account in order to help your teenager manage his/her finances.
Smart spending limits give parents peace of mind
You won't pay monthly service or minimum balance fees with Alliant Free Teen Checking. Standard fees, such as non-sufficient funds and check printing do apply — see our simple fee schedule for a complete list.
Tired of ATM fees? With our ATM Rebate Program, we’ll pay you back up to $20/month in ATM charges. We'll deposit rebates in your account at the end of each day, so you’ll get the money back quickly.
You'll receive two free Visa debit cards, one for you and one for your teenager, and a free box of checks when you join! After the first box, you can order more checks through Alliant Online Banking. Your checks will include your name as well as your teen's name.
Your account is protected against fraudulent purchases made with your Visa debit card with the Visa zero-liability guarantee37. Plus, your shared online and mobile banking access to your teen's account helps you provide parental guidance on money matters. You'll also be able to access your teen's eStatement online at any time via online banking.
Lost or stolen debit card
If your card is lost or stolen, please call us at 800-328-1935. For international inquiries, call 773-462-2000.
See our security center to learn more about how you and your teenager are safe with Alliant.
Transfer money between Alliant accounts or to accounts outside of Alliant for free. You can schedule transfers as one time, future or recurring. There's no limit to the number of transfers you can make. Standard ACH transfers are free. We also offer wire transfers for a fee of $25 (domestic) and $50 (international). With an Alliant Free Teen Checking Account, only a parent/guardian can set up ACH and outgoing wire transfers.
Instantly deposit your checks from your iPhone or Android phone or tablet. Our mobile deposit app uses a secure, encrypted connection to keep your data safe. Approved checks are available immediately, up to your daily limit. You can also view your account balance, find a nearby ATM and use the Alliant Money Management & Budgeting tool to track your teen's spending. Download the mobile deposit app.
Your teenager has access to our massive network of surcharge-free ATMs. You or your joint owner can easily make deposits, conduct withdrawals and check account balances. If you have to use an out-of-network ATM, we will rebate your ATM fees, up to $20 per month. With our huge network, plus the added-benefit of ATM rebates, you can be confident there's an ATM near you, wherever you happen to be. Find an ATM.
Two free Visa debit cards are included so both the parent and teenager can make purchases anywhere Visa is accepted and make withdrawals and deposits at ATMs. You can easily activate a card and change your PIN any time in our secure online banking. Your Visa debit card may also be used with Apple Pay and Google Wallet.
Send money instantly to almost anyone — anywhere, anytime. Alliant's Send Money payment tool is powered by PayPal and available within the Alliant Mobile App. Just provide the payment amount, the recipient's name and their email address/phone number. The money will be taken from your account and sent to the recipient's PayPal account. Learn more about Send Money.
Members who are 13–17 years of age are eligible to open an Alliant Free Teen Checking Account.
The free teen checking account must be opened as a joint account with a parent or guardian. It offers many of the same features as our free checking account, but it offers greater peace of mind for parents or guardians through a variety of controls.
The Alliant Free Teen Checking Account is great way for teens to learn about and practice financial management. The teen account offers many of the same benefits as our Alliant Free Checking Account, including online banking, mobile banking, ATM rebates, high-rate checking and overdraft protection. Plus, the Alliant Teen Checking Account provides stricter access limits for debit card purchases and ATM withdrawals. Note: Parent/guardian must set up overdraft protection on a free teen checking account.
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