Earn 1.45% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.40%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Whether you're paying for everyday expenses or making larger lifestyle investments, you shouldn’t have to fear credit card debt. The Visa® Platinum Card keeps you in control of your finances.
Grow your savings faster with Alliant's higher savings rate.
Learn more now
"Best No-Fee Credit Union 2016" - MyBankTracker
"Best Credit Unions 2017" - NerdWallet
"9 Best 0% APR Credit Card Offer" - Magnify Money
With the $0 fraud liability feature37, you never pay for unauthorized charges on your credit card.
See our security center to learn more why you are safe with Alliant.
All Alliant Visa® credit cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant credit cards will retain their magnetic stripe, giving you ultimate payment flexibility around the globe. Learn more.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all payments made with Android Pay, Apple Pay and Samsung Pay still come with the same benefits of your Alliant Visa credit® card. Learn more.38
Have questions regarding your Alliant credit card account? We're here for you 24/7. Simply call the number on the back of your credit card to talk with a friendly Alliant member service representative. They can help with virtually every aspect of your card membership (including technical assistance).
Managing your credit card online with Alliant Online Banking couldn't be easier. Check balances, manage payments, conduct balance transfers and more.
You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits - especially the lower interest rate. You can transfer balances at any time, and we'll never charge you a balance transfer fee (unless associated with a promotional offer). Get a transfer started by filling out our easy online form or by contacting a member service representative.
Are you tired of worrying about when your credit card payment is due? Now you can easily setup automatic credit card payments from an Alliant account or an account at a different financial institution, so you'll never be late again.
You can choose to either pay off the balance in full or to pay off a specified amount each month. To take advantage of this free service, simply select the payment method when you apply for your Alliant Visa® Platinum credit card or change your payment method at any time.
Low introductory and standard rates
Introductory rates as low as 0% APR applies for 12 months on purchases and balance transfers after account opening. Then, a low standard variable rate applies ranging from 10.49%–22.49% APR.
Let Me Know When Alliant Rates Gets Even Better
We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
If your credit card was lost or stolen, please call us at 800-328-1935 (24/7). For international callers, contact us at 773-462-2000 (24/7). You can also report a lost or stolen card and order a new one online by logging in to your secure Alliant Online Banking Account.
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
After an application has been accepted, it typically takes 7-10 days to receive a debit or credit card in the mail. If you need it faster, we offer a fee-based expedited service. Please call us at (800) 328-1935 (24/7) to order.
Unlike other credit cards, the only fee we charge is for a late payment, which is $25.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply for a card or transfer a balance after you've been approved to any Alliant credit card.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts
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Alliant Credit Union cares about the customer needs. I been with Alliant Credit Union for about 20 years.
Alliant Credit Union has come through for me with better terms for my car loan and credit card interest rate, than my long term lending institution had!!! Their process is seemless and they have great customer service. This is how a lending institution should be...keep up the great work Alliant!
This is how ALL banks should be in this country. However, they don't care about people but Alliant does and why I do everything with them and couldn't be more pleased!
This includes my checking, savings, credit card, home equity and two mortgages.
Everything has been great and everyone there is amazing!
I applied for the platinum visa card. loan officer called back and said I was approved. I am happy with alliant, good customer service. if you pay your bills on time that will help you. I was broke 3 yr ago getting on my feet again. I am glad they gave me a second chance. Thanks alliant credit union.
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