Enjoy a lower secured loan rate by using your deposit account as collateral.
Car buying that shows you what others paid, so you never overpay.
Upfront pricing. Guaranteed savings. Negotiation-free.
Have an extra $1000 or more you won't need soon? Open a certificate vs. risking it in the volatile stock market.
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Earn reward points for every dollar you spend — redeemable for cash, gift cards, merchandise and charitable contributions.
Download the Mobile App
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.
See our Security Center to learn more why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Android Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38
Completely manage your credit card online with Alliant Online Banking. Check balances, manage payments, conduct balance transfers, and more. We call this convenience at your fingertips.
You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits - especially the lower interest rate. You can transfer balances at any time, and we'll never charge you a balance transfer fee (unless associated with a promotional offer). Get a transfer started today by filling out our easy online form or by contacting a member service representative.
For your convenience, you can choose to have your payment made from an Alliant account or an account you hold at another financial institution. Plus to help you manage your budget, you can designate the amount that you want to pay each month. To take advantage of this free service, simply select this payment method when you apply for your Alliant Visa® Credit Card or change your payment method at any time.
You earn a reward point for every dollar you spend with your Visa Platinum Rewards credit card, and there is no limit to the number of points you can earn. Redeem your points for a variety of reward options including:
Travel: Plane tickets, cruises, car rentals, hotel
Merchandise: Electronics, appliances, sports equipment
Cash back: Cash back, gift cards
Charity: Feeling generous? Donate your rewards to a worthy cause
Redeem Your Alliant Platinum Rewards Visa® credit card points today.
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 11.49%-23.49%.
Let Me Know When Alliant Rates Gets Even Better
View our full fee schedule.41
We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).
Unlike other credit cards, the only fee we charge is for a late payment, which is $25.
Absolutely. We make it easy to transfer balances from your other credit cards (national or store cards) and save you money with a lower interest rate. Even better, Alliant doesn’t charge a fee to transfer balances (unless associated with a promotinal offer). Balance transfers are not eligible for reward points.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Want to know more about this product? Search our friendly help guide!
I would have given this 5 stars if it had not been for some bad info i received. I signed up for the 50,000 point bonus, met the requirement by the first statement. I was not supposed to get the 0% for 12 months. However, when the statement came up i only received 10,000 points and was showing 0% rate. I sent a message to cs and was told that the 50,000 does not post until after 4 billing statements and that it states that in the offer (it did not, it stated have 90 days to meet requirements) I then sent an email asking about the 0% saying that my statement says 0% when is that valid till. I got a response saying that they need to investigate as the offer i had has no 0% tie in. After 2 dys got a response that it was an error that i should have gotten 50,000 points right away and that there is no 0% rate. Which is what I thought it was in the first place. Other than some bad information. the 50000 points was quickly able to be redeemed for cash. Great sign up bonus (when properly put on). standard 1% card that can be cash back. They need to get their CS folks to be better at responses. luckily the 2nd person i dealt with fixed it or I'd be waiting 4 months for nothing and possibly charged interest if i didnt pay off in full believing i had 0% as it was on my statement.
I rate this card to be very poor in rewards and service. When I switched to email billing, I never received the email bill but was charged late fee and interest on a bill I never received. After a contentious and prolonged debate with your agent, the fees were dropped. Currently I am out of state and my card was denied on a purchase. When I called you I was told it was denied for security reasons and I needed to call in every 3 weeks for access until I return home. When I do arrive home I am cancelling this card.
When i signed up for my card, I was promised 50,000 reward points if i spent $2500 within 90 days. I easily met that commitment, but I have not yet received my reward points. I've made calls into the help center, but so far the points are still not showing up. Not very happy.
Editor Note: We appreciate your feedback, Jacob and are working to ensure you get your 50,000 points, as promised. We're experiencing a slight tech hiccup at the moment but it should be resolved shortly. So sorry for the inconvenience!
Ive hade this card 5 years and no credit limit increase nor did i qualify for upgrade never late, stingy company
I don't like only getting 2 make 15 purchases a day!
Alliant Note: We initially authorize 15 purchases a day to prevent fraud. However, if you call us, we can re-set your limit.
I like it. Thank you
I need a card which does not charge foreign transaction fees. This one does.
Not many rewards cash back attach to this card. I try not to use it much anymore. They have never increased my limit and routinely have my credit score at least 5-10 points lower than all my other cards.
I stopped using my Visa card because the rewards program is not good overall and the card service can be sub par. Customer service is less than expected and responses can be slow because it's not really an Alliant Visa, but is operated through a 3rd party. The payments and transaction posting are slow to as their is a delay in processing due to it being a 3rd party that runs the credit card program. The rewards program is slow and has options that make it difficult to use compared to other cash back cards and the points are not as generous either. Alliant Note: Barry, we use a third-party processor but this is absolutely an Alliant Credit Card run by Alliant. If you have any issues, please do call our customer service team at 800-328-1935.
My credit card don't have any cash back offer....good on offers for transfer balance.
Write a Review
Remember my contact info for next time?
Are You Human?
Your review is pending moderation and should appear here shortly.
Already a member?
Use our convenient online membership application process to get started right away.
Call us anytime to speak with a friendly Member Services Representative.
Search for a branch near you.