Our mobile app gives you access to your Alliant Account in the palm of your hand.
Car buying that shows you what others paid, so you never overpay.
Upfront pricing. Guaranteed savings. Negotiation-free.
Earn reward points for every dollar you spend — redeemable for cash, gift cards, merchandise and charitable contributions.
Download the Mobile App
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for statement credits, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.
See our Security Center to learn more why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Making payments is easy when using your iPhone 6 with your Alliant Credit Union Visa® credit card. All payments made with Apple PayTM still come with the same benefits of your Alliant Visa® Credit Card. Learn more.
Completely manage your credit card online with Alliant Online Banking. Check balances, manage payments, conduct balance transfers, and more. We call this convenience at your fingertips.
You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits - especially the lower interest rate. You can transfer balances at any time, and we'll never charge you a balance transfer fee. Get a transfer started today by filling out our easy online form or by contacting a member service representative.
For your convenience, you can choose to have your payment made from an Alliant account or an account you hold at another financial institution. Plus to help you manage your budget, you can designate the amount that you want to pay each month. To take advantage of this free service, simply select this payment method when you apply for your Alliant Visa® Credit Card or change your payment method at any time.
You earn a reward point for every dollar you spend with your Visa Platinum Rewards credit card, and there is no limit to the number of points you can earn. Redeem your points for a variety of reward options including:
Travel: Plane tickets, cruises, car rentals, hotel
Merchandise: Electronics, appliances, sports equipment
Cash back: Cash back, gift cards
Charity: Feeling generous? Donate your rewards to a worthy cause
Redeem Your Alliant Platinum Rewards Visa® credit card points today.
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 11.24%-23.24%.
Let Me Know When Alliant Rates Gets Even Better
We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).
Unlike other credit cards, the only fee we charge is for a late payment, which is $25.
Absolutely. We make it easy to transfer balances from your other credit cards (national or store cards) and save you money with a lower interest rate. Even better, Alliant doesn’t charge a fee to transfer balances.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Want to know more about this product? Search our friendly help guide!
Have been a member for decades and the service is wonderful. I don't use my Credit Card with Alliant as the rewards are not competitive with other cards. At least you are now giving points but not enough for me.
I found Alliant when looking for a credit card to transfer a high interest credit card to. I got 0% for the first year and no transfer fees. The customer service has been excellent.
1% simple isn't enough. Amex has a card that gets 6% (yes 6%) back for groceries and 3% back on gas. I'll stick with Amex
excellent security service. someone tried to transfer money from my account. I was immediately notified and everything remained secure. Follow up to protect my account expedient and efficiently handled. Thanks to priscella and monica.
I would use my card more often for international travel but Alliant is one of the few remaining banks that still charge a foreign transaction fee for their upper tier card(platinum rewards
good rate,no balance transfer fee, or annual fee. Great card!
Thank you for EXCELLENT service. I am a HAPPY Member since 1991. I always carry my Visa card with me. When I travel abroad I advise Visa for security reasons. I feel safe using Alliant online banking with the security log in.
The man who approved my CC was not efficient, he had me telephone him at least 6 times, goodness knows why. He was a jerk, when the card came it was not what I wanted it was without rewards. I've used it maybe once and now I never use it, waste of time, I use cards that give me points and not a hard time
I really like Alliant CU - The Interest rates are no longer the best but right up there. The customer service has always been nice but the credit card rewards are a bit weak vs other 1.5 and 2% cards
- better interest rate than most other rewards cards
- 1% reward is not impressive - there are cards that give you 2%
- redemption is a pain - you need to accumulate $100 worth of points and then go to a third-party website to redeem
- joint account owners can't access account information online
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