Buy what you want & get rewarded for it

Earn reward points for every dollar you spend — redeemable for cash, gift cards, merchandise and charitable contributions.

Visa Platinum Rewards Credit Card
The Run Down
  • As low as 0% introductory rate51 for 12 months on purchases and balance transfers (After the introductory period, a low standard variable rate applies ranging from 11.24%–23.24%)
  • Plus, earn 10,000 bonus points with qualifying spend1
  • Earn one reward point for every dollar spent
  • No balance transfer fee51
  • $0 fraud liability guarantee37 from Visa
  • Generous credit line
  • EMV chip for enhanced security
  • Works with Apple Pay seamlessly
  • No annual fees51
0 %
Introductory Rate
Bank on the Go!

Our mobile app gives you access to your Alliant Account in the palm of your hand.

Download the Mobile App

Alliant rewards

With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for statement credits, travel, gift cards, merchandise and much more. 

Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.

$0 liability on fraudulent charges

With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.

See our Security Center to learn more why you're safe with Alliant.

Greater security

All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.

In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.

Auto Rental Collision Damage Waiver

Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.

Roadside Dispatch

Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.

Apple Pay

Making payments is easy when using your iPhone 6 with your Alliant Credit Union Visa® credit card. All payments made with Apple PayTM still come with the same benefits of your Alliant Visa® Credit Card. Learn more. 


Online banking

Completely manage your credit card online with Alliant Online Banking. Check balances, manage payments, conduct balance transfers, and more. We call this convenience at your fingertips.

Free balance transfers

You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits - especially the lower interest rate. You can transfer balances at any time, and we'll never charge you a balance transfer fee. Get a transfer started today by filling out our easy online form or by contacting a member service representative.


Automatic payments

For your convenience, you can choose to have your payment made from an Alliant account or an account you hold at another financial institution. Plus to help you manage your budget, you can designate the amount that you want to pay each month. To take advantage of this free service, simply select this payment method when you apply for your Alliant Visa® Credit Card or change your payment method at any time.


So many ways to reward yourself

You earn a reward point for every dollar you spend with your Visa Platinum Rewards credit card, and there is no limit to the number of points you can earn. Redeem your points for a variety of reward options including:

Travel: Plane tickets, cruises, car rentals, hotel

Merchandise: Electronics, appliances, sports equipment

Cash back: Cash back, gift cards

Charity: Feeling generous? Donate your rewards to a worthy cause

Redeem Your Alliant Platinum Rewards Visa® credit card points today.

Visa® Platinum Rewards Card Rates

0 %
Introductory Rate

Low introductory and standard rates Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 11.24%-23.24%.

Let Me Know When Alliant Rates Gets Even Better

Visa Platinum Rewards Credit Card Fees

Priority mail services for distribution of Visa® credit cards, checks, Visa® Debit Card, Convenience Prices start at $18
Visa® Credit Card (Platinum and Platinum Rewards) Free
Visa® Credit Card Annual Fee (Platinum and Platinum Rewards) Free
Visa® Credit Card Balance Transfer (Platinum and Platinum Rewards) Free

Visa Platinum Rewards Credit Card FAQs

Do you have introductory rates? How does that work?

We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51

Where can I call to make a credit card payment?

You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.

Can I use my Alliant credit card(s) with Apple Pay™?

Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.

What are the benefits of having an Alliant credit card?

As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too. 

There are charges on my credit card I don’t recognize. What do I do?

Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.

How do I report a lost or stolen debit card or credit card?

If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).

What fees do you charge on your credit cards?

Unlike other credit cards, the only fee we charge is for a late payment, which is $25.

Can I transfer balances from my other credit cards?

Absolutely. We make it easy to transfer balances from your other credit cards (national or store cards) and save you money with a lower interest rate. Even better, Alliant doesn’t charge a fee to transfer balances.

How can I increase my card limit?

Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.

How do I make the most of my rewards?

You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.

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