• How do I pay my Alliant loan?
  • How do I use Alliant Online Banking to pay my loan?
  • How do I use the Alliant Mobile App to pay my loan?
  • How do I use bill pay from another financial institution to pay my Alliant loan?
  • How do I pay my Alliant loan over the phone?
  • How do I pay my Alliant loan via check?
  • How do I pay my loan online without setting up an account?
  • How do I dispute an electronic transfer (ACH transaction)?
  • How do I check the status of an existing dispute?
  • How do I dispute a transaction?
  • Transferring from your bank to open an Alliant certificate
  • What should I do if I can’t make my payment on time?
  • How do I setup online banking for a teen checking account?
  • How do I setup Online Banking for a Kids Savings account?
  • What are the benefits of a kids savings account?
  • My loan payment is past due. How can I make my payment?
  • Why does this program depend on the Alliant High-Rate Checking account?
  • How do I know what cashback tier I’m earning?
  • Coming soon: New-look Bill Pay!  
  • What do I need to know about Plaid?
  • How do I set up a Plaid account?
  • How can I authenticate my Plaid connection?
  • What is Plaid?
  • What can the joint owner of an Alliant account do with their joint account(s)?
  • How can I unlock my account after it is locked?
  • Are Tesla auto loans for all electric vehicles (EVs)?
  • Can I get an auto loan at Alliant for my Tesla instead of an Alliant Tesla loan?
  • I’m waiting for my Tesla to arrive. When should I get my Tesla car loan?
  • Will Alliant provide financing for an RV used as a year-round residence?
  • What types of recreational vehicles can and cannot be financed through Alliant?
  • Am I signed up for Courtesy Pay or Overdraft Protection automatically?
  • How is an RV loan interest rate different from a car loan interest rate?
  • How can I get an RV loan?
  • How long are RV loans?
  • How do I transfer money to and from my Alliant accounts?
  • Does Alliant have any branches?
  • Is there a membership fee?
  • How can I get started using Alliant online banking?
  • What do I need to know about using ATMs to access my Alliant accounts?
  • How can I transfer funds in Alliant online banking?
  • How long do debit cards last?
  • What to do with old debit cards
  • When did debit cards come out?
  • How do banks and credit unions investigate disputes on debit cards?
  • How can I enroll in Courtesy Pay?
  • Why is Alliant making changes to the Visa Signature card?
  • What changes is Alliant making to the Alliant Visa Signature card rewards?
  • How old do you have to be to open a savings account?
  • How to close a savings account
  • How is a savings account most useful?
  • How to open a savings account online
  • What is a high-yield savings account?
  • What is a savings account?
  • How old do you have to be to open a checking account?
  • How to stop automatic payments from a checking account
  • Where can I find my checking account number?
  • What do I need to open a checking account?
  • How often should you monitor your checking account?
  • What’s the purpose of balancing or monitoring your checking account?
  • What is a checking account?
  • Frequently asked questions about your Alliant HELOC
  • How do I transfer money from my HELOC to my checking account?
  • How can I order a checkbook for my HELOC?
  • Can I pay more than the minimum monthly payment on my HELOC?
  • Important Information: Balance Transfer Offer
  • How do I enroll in Cash App?
  • Does Alliant do car lease buyouts?
  • How do I save my annual Alliant tax statement to Google Drive?
  • How do I download my annual Alliant tax statement?
  • How do I print my annual Alliant tax statement?
  • When will tax forms be ready?
  • Looking for Suze Orman’s favorite savings hack, The Ultimate Opportunity Savings Account?
  • I forgot my Alliant username and password. How can I reset them?
  • How can I protect myself against current scams?
  • Can I bank with Alliant via phone?
  • How do I create a phone banking PIN?
  • Where can I find my Alliant member number?
  • What types of transactions can I make with phone banking?
  • Can I access my savings account using my debit card?
  • Can I use my debit card internationally?
  • How long do I have to activate my new card?
  • How can I activate my debit card?
  • How do I order a replacement or new contactless debit card?
  • Can I link my Alliant account directly to Quicken?
  • How do I get my Alliant account information into Quicken?
  • How do I download my Alliant account information to my desktop?
  • How can I preview my balances in the mobile banking app?
  • Can you share some tips for depositing checks with Alliant’s mobile banking app?
  • Where can I find forms related to my Alliant accounts?
  • What browsers does Alliant online banking support?
  • Are my account funds insured to protect me from loss?
  • What do I need to submit my online mortgage application?
  • What happens if ARM rates change during my home buying process?
  • Can I make a low down payment without having to pay private mortgage insurance (PMI)?
  • How can I find out about Alliant’s mortgage fees?
  • How do I dispute something Alliant has reported to a credit bureau?
  • Can I use the Alliant mobile banking app on my tablet device?
  • Which communities near your headquarters are eligible to join Alliant?
  • How can I set up a travel notification for my Alliant credit and debit cards?
  • What info do I need to provide to Alliant to refinance an auto loan?
  • Does Alliant offer auto loans for electric vehicles like Teslas?
  • Can I get an Alliant debit card that isn’t a contactless card?
  • Can I add an Alliant Savings ATM card to my digital wallet?
  • Can I transfer funds using my Alliant Savings ATM card?
  • Why can’t I select “fast cash” at an ATM using my Alliant Savings ATM cards?
  • Can I get an Alliant Savings ATM card without an EMV chip?
  • Why doesn’t my Convenience Card work anymore?
  • What are the features of the Alliant Savings ATM Card, and how is it different from my old Convenience Card?
  • How can I order an Alliant Savings ATM Card so I can get money from my savings account via ATM?
  • Where can I use my Alliant Savings ATM Card?
  • What is an Alliant Savings ATM Card?
  • Can I have an Alliant Savings ATM card and an Alliant Visa Debit Card?
  • What factors are considered when I apply for a personal loan?
  • Can I make a credit card payment in the mobile app?
  • Is there a penalty if I close my Alliant certificate early?
  • How do I change my Alliant password?
  • How do I change my Alliant username?
  • What is an “IP address” and how can I find the IP address I am using?
  • Can I download my transactions or use a third-party budgeting aggregator?
  • What is the process/turnaround for funds transfers?
  • Can a thief intercept your contactless debit card to create a counterfeit card?
  • Are contactless debit card payments secure?
  • What should I do when my contactless card doesn’t work?
  • Can I get cash back at a store with my contactless debit card?
  • Teen Checking Frequently Asked Questions
  • Does Alliant offer scholarships to its members?
  • What identification do I need to apply for Alliant membership?
  • Are Alliant Visa contactless debit cards compatible with mobile wallets?
  • Are Alliant Savings ATM cards contactless?
  • What are the benefits of a contactless debit card?
  • How do I know if a checkout uses tap-to-pay?
  • Do I have to touch the checkout machine with my card?
  • Do I need to have a special RFID wallet to protect myself from fraud?
  • Alliant makes paying easier with contactless debit cards!
  • Real-time, two-way fraud text alerts protect your Alliant debit and credit cards!
  • How can I change my mobile phone number in my Alliant profile?
  • How can I check my two-way card fraud text alert opt-in status?
  • How can I opt out of two-way card fraud text alerts?
  • How can I unlock my Alliant Visa credit card?
  • How can I unlock my Alliant Visa debit card?
  • Will my card be locked if I don’t respond to a fraud text alert?
  • My Alliant Visa credit or debit card was declined, then I got a text. Is it legit?
  • What should I do when I receive a text message about fraud on my Alliant Visa card?
  • Does Alliant Two-Factor Authentication work with my PFM?
  • How do I sign up for Alliant’s Two-Factor Authentication?
  • Do I have to sign up for Two-Factor Authentication or is it automatic?
  • How will my Alliant login process change after I sign up for Two Factor Authentication?
  • What if I type my six-digit Two-Factor Authentication code wrong?
  • How does Alliant’s two-factor authentication work?
  • What should I do when I receive a new debit card?
  • How can I help prevent fraud on my debit card?
  • What are the rules for using an Alliant debit card?
  • Can I wait and activate my card only if I need to use it?
  • Can I use this debit card like a credit card when I pay in stores?
  • How can I set my own PIN for my new debit card?
  • Can I use my Alliant Visa debit card to get cash when traveling internationally?
  • What should I do with my old debit card after I’ve activated my new one?
  • How do I apply for GAP?
  • Can I transfer balances from my other credit cards to my Alliant Cashback Visa Signature card?
  • Can I transfer balances from other credit cards to my Alliant Visa Platinum Rewards card?
  • Can I transfer balances from other credit cards to my Alliant Visa Platinum card?
  • What should I do if I get a real-time fraud text alert for a transaction with my Alliant Visa card
  • How do I opt in to receive real-time fraud text alerts for my Alliant debit or credit card?
  • How do I set up a recurring transfer to my child’s savings or teen checking account?
  • How can I transfer funds from my account to my teen’s account?
  • Does an Alliant Teen Checking Account pay interest?
  • As a joint owner on an Alliant Teen Checking account, will I be able to view it in online banking?
  • How do I open a supplemental savings account in Alliant Online Banking?
  • Does Alliant offer Cashier’s checks?
  • How do I enroll in PayPal?
  • How do I enroll my Alliant Visa in Venmo?
  • How can I receive my credit card cash back?
  • How do I check my cash back account and balance for my Alliant Cashback Visa Signature Card?
  • How do I enroll in the Rewards or Cashback Program?
  • Are there any fees associated with my Visa Signature Credit Card?
  • How do I add an authorized user to my credit card application?
  • What is an authorized user on my credit card?
  • Is using Alliant Mobile Check Deposit secure?
  • What kind of operating system do I need to use the Alliant mobile banking app?
  • My child is older than 12. What kind of savings account should I open for him?
  • As a joint owner on an Alliant Kids Savings account, will I be able to view it in online banking?
  • What happens when my child turns 13 years old?
  • Can I get Visa Purchase Alerts?
  • Do you offer a debt protection plan?
  • Why aren’t we offering outbound same day ACH transfers?
  • I paid for same day ACH but it didn’t post. Why not?
  • Are there limits for incoming ACH transfers? Per transfer or per day?
  • Is there a fee for a same day ACH transfer?
  • What are the cutoff times for same day ACH transfers?
  • What is Same Day ACH?
  • Have more questions about mortgages?
  • Samsung Pay™
  • Google Pay™
  • Using your Alliant Visa credit or debit cards with mobile wallets is safe and easy.
  • Visa® Gift Card Program Update
  • Why is my Available Balance different than my Actual Balance?
  • What is the SWIFT Code or IBAN code for Alliant Credit Union?
  • Receiving a wire transfer to your Alliant account
  • Sending a wire transfer from your Alliant account
  • When I enroll in eStatements, will I still receive paper statements?
  • How long will it take to set up my eStatements?
  • Will I be able to print my eStatements?
  • Is special software required to view my eStatement?
  • Will I need a password for my eStatement?
  • How do I sign up for eStatements?
  • Is there a charge for eStatements?
  • How do I save my eStatements for future reference?
  • Do I need to opt-in for each Alliant Credit Union membership?
  • When can I view my eStatements?
  • Will my eStatement look the same as my paper statement?
  • What is an eStatement?
  • eStatements
  • Error Resolution
  • Apple Pay
  • What situations would an Alliant Interest-Only Home Equity Line of Credit be good for?
  • How much equity do I need in my home to take out an Alliant HELOC?
  • Why do I need a home equity line of credit?
  • Can I purchase Mechanical Breakdown Protection (MBP) for a vehicle that is not financed with Alliant?
  • What vehicles can I protect with Mechanical Breakdown Protection (MBP)?
  • How do I cancel Mechanical Breakdown Protection (MBP)?
  • Can I purchase MBP after I have already purchased my vehicle and have my car loan?
  • Who do I contact for 24 hour emergency roadside assistance with MBP?
  • What should I do in the event of a breakdown when I have MBP?
  • Who do I contact to make a claim for repairs or to locate a repair facility for MBP?
  • What vehicles qualify for GAP?
  • Should I Get GAP?
  • How do I establish a trust account?
  • Can I keep my individual Alliant Credit Union account as well as a trust account?
  • What products and services are not available with trust accounts?
  • What products and services are available with trust accounts?
  • Can I open up a trust if the trustee is deceased?
  • What do I need to provide to Alliant in order to open a living trust?
  • Can I add an existing trust as a beneficiary?
  • Who is an owner of a trust account?
  • What is a trustor or a trustee?
  • Where do I send checks payable to, or for deposit into, my Alliant Trust Account?
  • How do I get started with Alliant Retirement and Investing Services?
  • Can the Alliant Retirement and Investment Services Program help me with retirement planning?
  • How does the Alliant Retirement and Investment Services Program work?
  • What is the Alliant Retirement and Investment Services Program?
  • How do I move funds between my Alliant Accounts and my investment portfolio?
  • What do I need to consider before investing?
  • Can I roll over my traditional or Roth IRA into a SEP IRA?
  • Am I required to make contributions to my SEP IRA every year or for a specific amount?
  • What are the benefits of a SEP IRA?
  • Who qualifies for a SEP IRA?
  • I make too much money to qualify for an IRA tax deduction. Can I contribute to my traditional IRA?
  • Can I name a beneficiary for my IRA?
  • When am I required to begin withdrawing money from my traditional IRA?
  • Is there a penalty for withdrawing from my Traditional IRA before I retire?
  • Is there a limit on the number of IRA rollovers that can be done?
  • Are there qualifications for withdrawals?
  • What is the maximum that I can contribute to my Roth IRA?
  • Can I withdraw my annual contributions from my Roth IRA without incurring a penalty?
  • What type of collateral do I need to provide for a personal loan?
  • When will I receive the funds from my Alliant Personal Loan?
  • How fast can I be approved for a vehicle loan? Can I be approved the same day that I apply?
  • How can being preapproved help me when I’m vehicle shopping?
  • Will my payment on an adjustable-rate mortgage (ARM) go up dramatically after a certain time?
  • How do I choose between a 15-year term and a 30-year term fixed-rate mortgage?
  • How do I choose between a fixed- and an adjustable-rate (ARM) mortgage loan?
  • Can I pay off my loan quicker than the payment schedule?
  • Do Alliant Platinum Rewards Visa® points expire?
  • What are the requirements for the high-rate checking option?
  • Does Alliant High-Rate Checking pay a dividend?
  • Will I get a Visa debit card with my Alliant checking account?
  • Does Alliant Checking pay a dividend?
  • What products and services are NOT available with UTMA custodial accounts?
  • What products and services are available with UTMA custodial accounts?
  • How can funds from a custodial savings account be used?
  • How much can I contribute to a custodial savings account?
  • What are the tax advantages of a custodial savings account?
  • Who’s eligible for a UTMA custodial savings account?
  • What is a UTMA custodial savings account?
  • Are certificate accounts insured?
  • Are there any exceptions to the certificate early withdrawal penalty?
  • When will dividends post to certificates?
  • Do I need to have an Alliant IRA to be eligible to open an IRA certificate?
  • Are joint owners or beneficiaries allowed on certificates?
  • If I renew a certificate, what will the dividend be?
  • What happens when a certificate reaches the end of its term?
  • Do certificates automatically renew at maturity?
  • Can I change the type or term of my certificate after it is opened?
  • Can I deposit additional funds into my certificate after it has been funded? | Alliant
  • What is the minimum deposit needed to establish a certificate?
  • What types of certificates does Alliant offer?
  • How can I open a certificate?
  • Is Alliant a bank?
  • Why can’t I just keep my money in a piggy bank?
  • What’s interest?
  • Why do I need to save?
  • Where do I send checks for deposit to my Alliant IRA account?
  • Can I have more than one supplemental savings account?
  • What’s the difference between a regular savings account and the supplemental savings account?
  • What is a preauthorized transaction?
  • Can I use my Alliant Savings ATM Card to make purchases?
  • Do I have to maintain a minimum balance to have a savings account or to earn interest?
  • Can I really open a savings account with just $5? | Alliant
  • Is there a minimum balance for my savings account?
  • When will my funds be available after a mobile deposit?
  • My check has been “held for review” in mobile deposit. What does that mean?
  • How will I know if my mobile deposit has been accepted?
  • Do I have a mobile deposit limit?
  • What should I do with my check after I’ve mobile deposited it?
  • How do I take the best image of my check for mobile deposit?
  • What can I do if I think there is an error in my statement?
  • How do I sign up for Visa’s secure online payment option?
  • How does Visa’s secure online payment system work?
  • What is Visa® Click to Pay online checkout?
  • What’s the process if I return an item paid for with Apple Pay™ and my Alliant Visa® card?
  • Will I still have to sign a receipt when I make a purchase using Apple Pay™?
  • Why does the amount shown in Passbook not match the amount on my credit card statement?
  • Passbook is only displaying one purchase. How can I see the rest of my payment history?
  • Can I use my Alliant Savings ATM Card with mobile wallets?
  • Can I use my Alliant Debit Card with Apple Pay™?
  • Am I still protected by Visa Zero Liability when I use Apple Pay™?
  • If I lose my phone and suspend Apple Pay™, can I still use my Alliant Visa® Credit or Debit Card?
  • If I lose my credit or debit card, what should I do about Apple Pay™?
  • If I lose my iPhone, what should I do about Apple Pay™?
  • What is a device account number for Apple Pay™?
  • How does Apple Pay™ protect my payment information?
  • Can I use Apple Pay™ when I am traveling abroad?
  • How do I know if I can use Apple Pay™ to purchase in an app?
  • After I enroll in Apple Pay™, do I still have to carry my credit or debit card(s) in my wallet?
  • What if I have a problem enrolling my card in Apple Pay™?
  • Why doesn’t the Apple Pay™ image displayed for my Alliant Visa card look like my actual card?
  • I’m already using Apple Pay™ with another credit card, can I make my Alliant Visa card the default?
  • My Alliant address is correct, but how do I verify my iTunes account information for Apple Pay™?
  • How do I enroll in Apple Pay™?
  • I received an automated call from Alliant about questionable activity on my account. Is this legit?
  • Why won’t you accept a PDF file of my identity information by email?
  • What are you doing to protect me from fraud?
  • There are withdrawals on my account I don’t recognize. What do I do?
  • There are charges on my credit card I don’t recognize. What do I do?
  • How do I use the Alliant Mobile Banking app?
  • How do I verify if a deposit is received?
  • I’m signing up for online banking and I don’t know the answers to the security questions offered.
  • How do I set up Alliant Online Banking?
  • I lost my credit card or it was stolen, how do I get a new one?
  • How can I increase my card limit?
  • Can I use my Alliant credit card(s) with Apple Pay™?
  • How often does my APR (Annual Percentage Rate) change?
  • How can I make a credit card payment?
  • What fees do you charge on your credit cards?
  • How long does it take to get a credit card in the mail?
  • Do you have introductory rates? How does that work?
  • What are the benefits of having an Alliant credit card?
  • What kind of credit cards does Alliant offer?
  • What types of transactions are eligible for ATM fee rebates?
  • Does Alliant rebate fees if I use an out-of-network ATM?
  • How do I find an ATM in the Alliant network?
  • What is the daily dollar limit for deposits?
  • What is the daily dollar limit on withdrawals via ATM?
  • I forgot my PIN or my PIN doesn’t work, who do I contact for help?
  • I lost my debit card or it was stolen, how do I get a new one?
  • How long does it take to get a debit card after my application has been approved?
  • What is a debit card?
  • What happens when an Alliant Teen Checking Account holder turns 18?
  • What controls are associated with a Teen Checking Account?
  • What is the difference between a regular checking account and a teen checking account?
  • How can I open a Teen Checking Account?
  • What are the benefits of having an Alliant Teen Checking Account?
  • Who is eligible for an Alliant Teen Checking Account?
  • How do I deposit a check?
  • There are withdrawals on my account that I didn’t make, what do I do?
  • How do I close my account?
  • What is Courtesy Pay?
  • Does Alliant offer overdraft protection?
  • Do Google Pay, Apple Pay and Samsung Pay work with my checking account?
  • How does PayPal work with my checking account?
  • How long does it take to receive my Alliant checks in the mail?
  • How do I order checks?
  • What is a high-rate checking account?
  • Does Alliant do a hard credit check for checking account applicants?
  • Are there any fees with an Alliant checking account?
  • How do I access my money?
  • How do I report a lost or stolen debit card ?
  • How long does it take to get an Alliant credit or debit card?
  • How can I check my account balances or my recent transactions?
  • How do I transfer funds from one Alliant member’s account to another Alliant member’s account?
  • How do I transfer funds between my Alliant accounts?
  • How do I transfer funds from a non-Alliant account to an Alliant account?
  • What’s the difference between a wire transfer and an ACH transfer?
  • How do I find my account number?
  • What’s the difference between my membership number and my account number?
  • How do I set up direct deposit with my employer?
  • How do I add a joint owner to my account?
  • Why is there $5 in my account?
  • How will I receive my membership documentation?
  • When will I receive my membership number?
  • What is Alliant’s routing number?
  • How do I speak with an Alliant customer service representative?
  • How do I know if my application has been accepted?
  • What is a credit union?
  • Who is eligible to join Alliant?
  • How do I join?
  • My membership application status is pending, what does that mean?